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Citizens State Bank of Loyal Locations & Branches Loyal, Wisconsin
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Citizens State Bank of Loyal operates 5 branches from its headquarters in Loyal, WI, .
Citizens State Bank of Loyal branch network
All 5 branches are in WISCONSIN, across 5 cities. Its largest office by deposits is the Neillsville Branch office in Neillsville, WI, with $85.3M (34.1% of its branch deposits). It had the same number of branches on June 30, 2025.
Citizens State Bank of Loyal at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 11.48% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $311.5M
- Tier 1 leverage ratio, Q2 2026
- 11.48%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1909
Full financial profile · Is Citizens State Bank of Loyal safe? · Citizens State Bank of Loyal Q3 2026 call report, filed October 22, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Loyal, WI (1 branch) | 1 of 1 | 100.0% | $79.7M |
| State: WI (5 branches) | 109 of 185 | 0.1% | $250.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in Wisconsin.
Share by county and metro area
Citizens State Bank of Loyal's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Clark, WI (3 branches) | 2 of 6 | 34.7% | $206.0M | $593.2M |
| Marathon, WI (2 branches) | 13 of 17 | 0.8% | $44.3M | $5.35B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Wausau-Weston, WI (2 branches) | 14 of 18 | 0.7% | $44.3M | $5.93B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Neillsville Branch | Neillsville, WI | 54456 | $85.3M |
| Citizens State Bank of Loyal (main office) | Loyal, WI | 54446 | $79.7M |
| Granton Branch | Granton, WI | 54436 | $41.0M |
| Marshfield Branch | Marshfield, WI | 54449 | $27.0M |
| Spencer Branch | Spencer, WI | 54479 | $17.3M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 6186) · FFIEC NIC profile (RSSD 479446)