Branch Network
Citizens Trust Bank Locations & Branches Atlanta, Georgia
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Citizens Trust Bank operates 7 branches from its headquarters in Atlanta, GA, .
Citizens Trust Bank branch network
Its 7 branches span 2 states and 6 cities. The most are in GEORGIA (5) and ALABAMA (2). GEORGIA holds 85.8% of its branch deposits. Atlanta, GA has the most of its branches, 2. Its largest office by deposits is its main office in Atlanta, GA, with $414.6M (61.1% of its branch deposits). It had the same number of branches on June 30, 2025.
Citizens Trust Bank at a glance
Its CET1 capital ratio was 22.73% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $790.3M
- CET1 ratio, Q2 2026
- 22.73%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Established
- 1921
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Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Atlanta, GA (2 branches) | 18 of 36 | 0.3% | $465.6M |
| State: GA (5 branches) | 41 of 177 | 0.2% | $582.1M |
Ranked by total assets among banks headquartered in the state: Largest banks in Georgia.
Share by county and metro area
Citizens Trust Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Fulton, GA (3 branches) | 15 of 46 | 0.4% | $490.6M | $135.09B |
| Dekalb, GA (2 branches) | 19 of 24 | 0.6% | $91.5M | $16.03B |
| Jefferson, AL (1 branch) | 29 of 39 | 0.2% | $77.9M | $44.59B |
| Greene, AL (1 branch) | 2 of 2 | 16.2% | $18.2M | $112.4M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Alpharetta, GA (5 branches) | 27 of 81 | 0.2% | $582.1M | $254.61B |
| Birmingham-Hoover, AL (1 branch) | 34 of 46 | 0.1% | $77.9M | $52.49B |
| Tuscaloosa, AL (1 branch) | 26 of 30 | 0.3% | $18.2M | $5.49B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Citizens Trust Bank (main office) | Atlanta, GA | 30314 | $414.6M |
| Third Avenue Branch | Birmingham, AL | 35203 | $77.9M |
| Panola Road Branch | Lithonia, GA | 30058 | $62.1M |
| Cascade Branch | Atlanta, GA | 30331 | $51.0M |
| Rockbridge Plaza Branch | Stone Mountain, GA | 30087 | $29.4M |
| East Point Branch | East Point, GA | 30344 | $24.9M |
| Eutaw Branch | Eutaw, AL | 35462 | $18.2M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 8033) · FFIEC NIC profile (RSSD 680130)