Columbia Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Columbia Bank of Lake Oswego, OR against its peer group of 134 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.30% | 1.35% | -0.05% | 51st above |
| ROAE | 10.85% | 12.31% | -1.46% | 49th below |
| Net Interest Margin | 4.00% | 3.67% | +0.33% | 80th top |
| Efficiency Ratio | 48.45% | 53.90% | -5.45% | 73rd above |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.89% | 1.96% | -0.07% | 55th above |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.41% | 5.57% | -0.16% | 56th above |
| Cost of Funds | 1.49% | 2.00% | -0.51% | 75th top |
| Net Interest Spread | 3.25% | 2.97% | +0.28% | 71st above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.62% | 1.06% | -0.44% | 69th above |
| NPA / Total Assets | 0.45% | 0.76% | -0.31% | 63rd above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.26% | 0.36% | -0.10% | 27th below |
| ACL / Total Loans | 0.97% | 1.38% | -0.41% | 23rd bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 157.47% | 210.83% | -53.36% | 58th above |
| Texas Ratio | 6.26% | 10.30% | -4.04% | 53rd above |
| Provision / NCO | 87.11% | 107.78% | -20.67% | 31st below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.21% | 14.79% | -2.58% | 28th below |
| Tier 1 Ratio | 12.21% | 14.91% | -2.70% | 28th below |
| Total Capital Ratio | 13.13% | 16.13% | -3.00% | 20th bottom |
| Leverage Ratio | 9.68% | 10.27% | -0.59% | 31st below |
| Equity / Assets | 12.00% | 11.54% | +0.46% | 63rd above |
| TCE / Tangible Assets | 9.06% | 9.48% | -0.42% | 32nd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 90.49% | 83.78% | +6.71% | 33rd below |
| Core Deposit Ratio | 93.77% | 86.65% | +7.12% | 71st above |
| Uninsured Deposit Ratio | 39.45% | 38.93% | +0.52% | 49th below |
| Wholesale Funding Ratio | 6.80% | 5.63% | +1.17% | 30th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 25.97% | 9.82% | +16.15% | 90th top |
| Loan Growth (Y/Y) | 25.26% | 9.87% | +15.39% | 88th top |
| Deposit Growth (Y/Y) | 24.80% | 9.69% | +15.11% | 88th top |
See Columbia Bank's peers by name
The 134 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Columbia Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Columbia Bank profile, how to read a UBPR, or how this data updates.