Bank routing number ยท De Kalb, Mississippi
The Commercial Bank Routing Number (ABA): 065302963
BankRegReports is independent of The Commercial Bank and never asks for online banking logins or passwords.
The The Commercial Bank routing number is 065302963. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
The Commercial Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.60% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $295.5M
- Tier 1 leverage ratio, Q2 2026
- 10.60%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 5 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1914
Full financial profile · Is The Commercial Bank safe? · The Commercial Bank call report · Branch locations
The Commercial Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 065302963 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; The Commercial Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 06, place this number in the Federal Reserve Bank of Atlanta's district (District 6). Digits five through eight, 0296, identify the institution within that district. The last digit, 3, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to The Commercial Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your The Commercial Bank checks or in its online banking. Ask the bank for wire instructions (www.commercialbankms.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About The Commercial Bank
The Commercial Bank is headquartered in De Kalb, Mississippi and was established in 1914. It reported $295.5M in total assets and $267.0M in deposits for Q2 2026, the 42nd largest of the 57 banks headquartered in Mississippi. It reports 5 domestic offices. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the FDIC.
What the digits in 065302963 mean
The first four digits, 0653, are the Federal Reserve routing symbol. The prefix 06 places the number in the 6th Federal Reserve District (Atlanta). That is also the district where the bank is headquartered. Digits five through eight, 0296, identify the institution within its Federal Reserve district. The last digit, 3, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 12 + 7 x 12 + 10 = 130, a multiple of 10, so 065302963 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the The Commercial Bank routing number?
The The Commercial Bank routing number is 065302963. It is the primary ABA routing transit number registered to The Commercial Bank, headquartered in De Kalb, MS. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the The Commercial Bank wire routing number?
This page lists the primary routing number registered to The Commercial Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with The Commercial Bank before sending a wire.
Is ABA number 065302963 the routing number for The Commercial Bank?
Yes. It is the primary routing number registered to The Commercial Bank.
Which bank uses routing number 065302963?
It belongs to The Commercial Bank, headquartered in De Kalb, MS. It is the bank's primary ABA routing number (FDIC certificate 9356).
Routing numbers of similar-size institutions in Mississippi
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- Grand Bank for Savings, F.S.B.: 265371066
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View The Commercial Bank's full profile →
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Regulator records: FDIC BankFind (cert 9356) · FFIEC NIC profile (RSSD 700430)