Branch Network
The Commercial Bank Locations & Branches De Kalb, Mississippi
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The Commercial Bank operates 5 branches from its headquarters in De Kalb, MS, .
The Commercial Bank branch network
All 5 branches are in MISSISSIPPI, across 4 cities. Meridian, MS has the most of its branches, 2. Its largest office by deposits is the The Commercial Bank office in De Kalb, MS, with $138.8M (52.0% of its branch deposits). It had the same number of branches on June 30, 2025.
The Commercial Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.60% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $295.5M
- Tier 1 leverage ratio, Q2 2026
- 10.60%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1914
Full financial profile · Is The Commercial Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: De Kalb, MS (1 branch) | 1 of 2 | 84.1% | $138.8M |
| State: MS (5 branches) | 49 of 80 | 0.3% | $267.0M |
Ranked by total assets among banks headquartered in the state: Largest banks in Mississippi.
Share by county and metro area
The Commercial Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Kemper, MS (1 branch) | 1 of 2 | 73.6% | $138.8M | $188.4M |
| Lauderdale, MS (3 branches) | 7 of 10 | 4.9% | $89.2M | $1.83B |
| Neshoba, MS (1 branch) | 5 of 7 | 4.0% | $39.1M | $967.4M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Meridian, MS (4 branches) | 5 of 10 | 10.0% | $227.9M | $2.27B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Commercial Bank | De Kalb, MS | 39328 | $138.8M |
| Medical Center Branch | Meridian, MS | 39301 | $50.1M |
| Philadelphia Branch | Philadelphia, MS | 39350 | $39.1M |
| Collinsville Branch | Collinsville, MS | 39325 | $34.0M |
| Meridian Branch | Meridian, MS | 39305 | $5.0M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 9356) · FFIEC NIC profile (RSSD 700430)