Branch Network
Commercial State Bank Locations & Branches Palmer, Texas
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Commercial State Bank operates 3 branches from its headquarters in Palmer, TX, .
Commercial State Bank branch network
All 3 branches are in TEXAS, across 3 cities. Its largest office by deposits is the Ferris Branch office in Ferris, TX, with $48.6M (42.6% of its branch deposits). It had the same number of branches on June 30, 2025.
Commercial State Bank at a glance
Its CET1 capital ratio was 27.86% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $126.6M
- CET1 ratio, Q2 2026
- 27.86%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1930
Full financial profile · Is Commercial State Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Palmer, TX (1 branch) | 1 of 1 | 100.0% | $47.0M |
| State: TX (3 branches) | 358 of 441 | <0.1% | $114.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in Texas.
Share by county and metro area
Commercial State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Ellis, TX (2 branches) | 10 of 15 | 2.4% | $95.6M | $3.95B |
| Dallas, TX (1 branch) | 104 of 107 | <0.1% | $18.7M | $330.95B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (3 branches) | 123 of 165 | <0.1% | $114.3M | $731.99B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Ferris Branch | Ferris, TX | 75125 | $48.6M |
| Commercial State Bank (main office) | Palmer, TX | 75152 | $47.0M |
| Wilmer Branch | Wilmer, TX | 75172 | $18.7M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 10330) · FFIEC NIC profile (RSSD 1017564)