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Ellis County, TX Bank Deposit Market Share

Citizens National Bank of Texas holds the largest share of deposits in Ellis County, TX, 38.1%, followed by Prosperity Bank (9.9%) and Wells Fargo Bank, N.A. (9.4%). 15 institutions hold $3.95B at 37 offices as of June 30, 2026, up 4.5% from 2025.

Institutions: 15 Offices: 37 Deposits: $3.95B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Community National Bank & Trust of Texas (0.31 points); Citizens National Bank of Texas (0.26 points); First Financial Bank (0.21 points).

Lost: Prosperity Bank (-1.00 points); Harmony Bank (-0.13 points); Pinnacle Bank (-0.12 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 Citizens National Bank of Texas 6 $1.51B 38.11% +0.26 pts 5.2%
2 Prosperity Bank 3 $389.8M 9.86% -1.00 pts -5.1%
3 Wells Fargo Bank, N.A. 3 $372.8M 9.43% +0.07 pts 5.3%
4 First Financial Bank 2 $310.9M 7.86% +0.21 pts 7.3%
5 Interbank 3 $274.7M 6.95% -0.02 pts 4.2%
6 Trinity Capital Bank of Texas 2 $239.3M 6.05% +0.08 pts 5.9%
7 JPMorgan Chase Bank, N.A. 2 $236.1M 5.97% +0.17 pts 7.6%
8 Harmony Bank 3 $143.3M 3.62% -0.13 pts 0.8%
9 PNC Bank, N.A. 2 $124.8M 3.16% 0.00 pts 4.4%
10 Commercial State Bank 2 $95.6M 2.42% +0.20 pts 14.1%
11 The Cowboy Bank of Texas 1 $88.1M 2.23% -0.09 pts 0.6%
12 Community National Bank & Trust of Texas 2 $83.9M 2.12% +0.31 pts 22.4%
13 Pinnacle Bank 1 $38.4M 0.97% -0.12 pts -7.0%
14 First National Bank Texas dba First Convenience Bank 3 $29.4M 0.74% +0.01 pts 5.7%
15 Bank of America, N.A. 2 $20.2M 0.51% +0.06 pts 18.3%

About this list

Deposits are those held at each institution's offices in Ellis County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Wider markets

Texas deposits by institution Dallas-Fort Worth-Arlington, TX metro area Texas bank directory

Other counties in Texas

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