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Lists · Deposits by county

Mclennan County, TX Bank Deposit Market Share

First National Bank of Central Texas holds the largest share of deposits in Mclennan County, TX, 15.7%, followed by The First National Bank of McGregor (11.5%) and Alliance Bank Central Texas (9.1%). 22 institutions hold $8.23B at 62 offices as of June 30, 2026.

Institutions: 22 Offices: 62 Deposits: $8.23B Survey: FDIC Summary of Deposits, June 30, 2026
# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 First National Bank of Central Texas 4 $1.29B 15.68% — —
2 The First National Bank of McGregor 6 $949.6M 11.54% — —
3 Alliance Bank Central Texas 3 $749.5M 9.11% — —
4 Central National Bank 2 $742.0M 9.02% — —
5 Extraco Banks, N.A. 3 $663.5M 8.06% — —
6 Community Bank & Trust, Waco, Texas 4 $562.6M 6.84% — —
7 American Bank N.A. 4 $557.1M 6.77% — —
8 Bank of America, N.A. 2 $467.7M 5.68% — —
9 Wells Fargo Bank, N.A. 3 $395.1M 4.80% — —
10 JPMorgan Chase Bank, N.A. 3 $389.3M 4.73% — —
11 SouthState Bank, N.A. 2 $386.8M 4.70% — —
12 The Huntington National Bank 5 $311.2M 3.78% — —
13 PNC Bank, N.A. 3 $228.5M 2.78% — —
14 Fidelity Bank of Texas 2 $132.5M 1.61% — —
15 Pointwest Bank 4 $121.8M 1.48% — —
16 Security Bank of Texas 1 $80.4M 0.98% — —
17 The First National Bank of Moody 1 $39.6M 0.48% — —
18 First State Bank 1 $37.2M 0.45% — —
19 First National Bank of Bosque County 1 $33.9M 0.41% — —
20 Sunflower Bank, N.A. 1 $32.9M 0.40% — —
21 First National Bank Texas dba First Convenience Bank 5 $28.7M 0.35% — —
22 Incommons Bank, N.A. 2 $27.4M 0.33% — —

About this list

Deposits are those held at each institution's offices in Mclennan County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

The change from 2025 is not shown for this market: some offices that closed during the year cannot be placed in a single county or metro area, and they hold enough deposits to move the comparison. The 2026 shares are complete.

Wider markets

Texas deposits by institution Waco, TX metro area Texas bank directory

Other counties in Texas

Dallas CountyHarris CountyDenton CountyBexar CountyTarrant CountyTravis CountyCollin CountyFort Bend CountyMontgomery CountyHidalgo CountyLubbock CountyWilliamson CountyEl Paso CountySmith CountyMidland CountyWebb CountyPotter CountyBrazos CountyGalveston CountyNueces CountyBrazoria CountyCameron CountyJefferson CountyBell CountyTaylor CountyGregg CountyGrayson CountyWichita CountyParker CountyEctor CountyEllis CountyRandall CountyComal CountyHays CountyTom Green CountyJohnson CountyRockwall CountyKaufman CountyGuadalupe CountyVictoria County

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