Lists · Deposits by county
Grayson County, TX Bank Deposit Market Share
First United Bank and Trust Company holds the largest share of deposits in Grayson County, TX, 38.7%, followed by SouthState Bank, N.A. (17.0%) and Simmons Bank (13.0%). 17 institutions hold $4.10B at 40 offices as of June 30, 2026, up 3.7% from 2025.
Largest share changes since 2025
Gained: The Huntington National Bank (3.44 points, new to this market); First United Bank and Trust Company (2.29 points); Texas Bank (0.53 points).
Lost: Simmons Bank (-1.60 points); SouthState Bank, N.A. (-1.48 points); First Texoma National Bank (-0.09 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | First United Bank and Trust Company | $1.59B | 38.71% | +2.29 pts |
| 2 | SouthState Bank, N.A. | $697.2M | 17.01% | -1.48 pts |
| 3 | Simmons Bank | $533.8M | 13.02% | -1.60 pts |
| 4 | JPMorgan Chase Bank, N.A. | $338.5M | 8.26% | +0.01 pts |
| 5 | First State Bank | $196.2M | 4.79% | +0.12 pts |
| 6 | Cendera Bank | $160.7M | 3.92% | +0.31 pts |
| 7 | The Huntington National Bank | $140.9M | 3.44% | +3.44 pts |
| 8 | Legend Bank, N. A. | $132.9M | 3.24% | +0.10 pts |
| 9 | Texas Bank | $80.0M | 1.95% | +0.53 pts |
| 10 | The First National Bank of Tom Bean | $56.9M | 1.39% | +0.21 pts |
| 11 | BOKF, N.A. | $51.8M | 1.26% | -0.02 pts |
| 12 | Ameristate Bank | $51.2M | 1.25% | +0.17 pts |
| 13 | First Texoma National Bank | $21.4M | 0.52% | -0.09 pts |
| 14 | Great Plains National Bank | $17.4M | 0.42% | +0.13 pts |
| 15 | First Texas National Bank | $12.6M | 0.31% | +0.07 pts |
| 16 | First National Bank Texas dba First Convenience Bank | $11.3M | 0.27% | +0.02 pts |
| 17 | Woodforest National Bank | $9.7M | 0.24% | -0.05 pts |
About this list
Deposits are those held at each institution's offices in Grayson County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
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