Lists · Deposits by county
Smith County, TX Bank Deposit Market Share
Southside Bank holds the largest share of deposits in Smith County, TX, 34.5%, followed by Bank of America, N.A. (9.9%) and Texas Bank and Trust Company (7.6%). 28 institutions hold $9.01B at 89 offices as of June 30, 2026, down 2.6% from 2025.
Largest share changes since 2025
Gained: The Huntington National Bank (1.50 points, new to this market); Bank of America, N.A. (0.96 points); Texas Bank and Trust Company (0.89 points).
Lost: Southside Bank (-4.82 points); Capital One, N.A. (-0.13 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | Southside Bank | $3.11B | 34.48% | -4.82 pts |
| 2 | Bank of America, N.A. | $895.7M | 9.95% | +0.96 pts |
| 3 | Texas Bank and Trust Company | $682.1M | 7.57% | +0.89 pts |
| 4 | Austin Bank, Texas N.A. | $655.8M | 7.28% | +0.50 pts |
| 5 | JPMorgan Chase Bank, N.A. | $575.9M | 6.39% | +0.58 pts |
| 6 | American State Bank | $535.5M | 5.95% | +0.05 pts |
| 7 | Capital One, N.A. | $450.7M | 5.00% | -0.13 pts |
| 8 | Texas National Bank of Jacksonville | $338.2M | 3.76% | +0.13 pts |
| 9 | Citizens 1st Bank | $291.9M | 3.24% | +0.45 pts |
| 10 | VeraBank, N.A. | $265.5M | 2.95% | +0.14 pts |
| 11 | Origin Bank | $252.2M | 2.80% | +0.11 pts |
| 12 | Regions Bank | $246.6M | 2.74% | +0.20 pts |
| 13 | Ubank | $164.8M | 1.83% | +0.48 pts |
| 14 | The Huntington National Bank | $135.4M | 1.50% | +1.50 pts |
| 15 | Prosperity Bank | $90.3M | 1.00% | +0.07 pts |
| 16 | Simmons Bank | $67.1M | 0.74% | +0.11 pts |
| 17 | PNC Bank, N.A. | $65.0M | 0.72% | +0.02 pts |
| 18 | Texas Bank | $33.6M | 0.37% | +0.00 pts |
| 19 | Cendera Bank | $29.6M | 0.33% | +0.13 pts |
| 20 | Broadstreet Bank, SSB | $27.1M | 0.30% | -0.03 pts |
| 21 | Hancock Whitney Bank | $20.7M | 0.23% | +0.01 pts |
| 22 | Shelby Savings Bank, SSB | $19.9M | 0.22% | +0.09 pts |
| 23 | First National Bank Texas dba First Convenience Bank | $16.2M | 0.18% | +0.02 pts |
| 24 | The First National Bank of Winnsboro | $14.8M | 0.16% | +0.01 pts |
| 25 | The First National Bank of Hughes Springs | $9.3M | 0.10% | +0.01 pts |
| 26 | Woodforest National Bank | $8.5M | 0.09% | +0.01 pts |
| 27 | Planters Bank & Trust Company | $5.0M | 0.06% | +0.06 pts |
| 28 | Pilgrim Bank | $3.3M | 0.04% | +0.04 pts |
About this list
Deposits are those held at each institution's offices in Smith County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
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