Branch Network
Community Financial Services Bank Locations & Branches Benton, Kentucky
BankRegReports is independent of Community Financial Services Bank and never asks for online banking logins or passwords.
Community Financial Services Bank operates 8 branches from its headquarters in Benton, KY, .
Community Financial Services Bank branch network
All 8 branches are in KENTUCKY, across 5 cities. Benton, KY has the most of its branches, 2. Its largest office by deposits is its main office in Benton, KY, with $471.4M (38.4% of its branch deposits). It had the same number of branches on June 30, 2025.
Community Financial Services Bank at a glance
Its CET1 capital ratio was 13.52% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $1.37B
- CET1 ratio, Q2 2026
- 13.52%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1890
Full financial profile · Is Community Financial Services Bank safe? · Community Financial Services Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Benton, KY (2 branches) | 1 of 6 | 67.5% | $556.0M |
| State: KY (8 branches) | 21 of 152 | 1.0% | $1.23B |
Ranked by total assets among banks headquartered in the state: Largest banks in Kentucky.
Share by county and metro area
Community Financial Services Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Marshall, KY (3 branches) | 1 of 6 | 68.7% | $644.2M | $937.1M |
| Mccracken, KY (2 branches) | 6 of 10 | 10.9% | $248.5M | $2.27B |
| Calloway, KY (2 branches) | 2 of 10 | 19.7% | $239.2M | $1.21B |
| Graves, KY (1 branch) | 3 of 7 | 10.5% | $94.7M | $902.8M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Paducah, KY-IL (2 branches) | 7 of 15 | 8.3% | $248.5M | $2.99B |
| Murray, KY (2 branches) | 2 of 10 | 19.7% | $239.2M | $1.21B |
| Mayfield, KY (1 branch) | 3 of 7 | 10.5% | $94.7M | $902.8M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Community Financial Services Bank (main office) | Benton, KY | 42025 | $471.4M |
| Mccracken County Banking Center - Park Avenue Branch | Paducah, KY | 42001 | $180.1M |
| Calloway County Banking Center Branch | Murray, KY | 42071 | $161.2M |
| Graves County Banking Center Branch | Mayfield, KY | 42066 | $94.7M |
| Calvert City Banking Center Branch | Calvert City, KY | 42029 | $88.1M |
| Draffenville Banking Center Branch | Benton, KY | 42025 | $84.7M |
| Calloway County Sycamore Banking Center | Murray, KY | 42071 | $78.0M |
| Mccracken County Banking Center - Southside Branch | Paducah, KY | 42003 | $68.4M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 287) · FFIEC NIC profile (RSSD 698144)