Bank Comparison
Keybank N.A. vs Fifth Third Bank, N.A.
Midwest super-regional comparison.
vs
6 · 18
winning metrics across 24 comparable rows
Capital adequacy
| Metric | Keybank N.A. | Fifth Third Bank, N.A. |
|---|---|---|
| CET1 Ratio | 12.49% | 11.73% |
| Tier 1 Capital Ratio | 12.49% | 11.73% |
| Total Capital Ratio | 14.37% | 13.00% |
| Tier 1 Leverage Ratio | 10.02% | 11.16% |
| Equity / Assets | 10.13% | 12.63% |
Profitability
| Metric | Keybank N.A. | Fifth Third Bank, N.A. |
|---|---|---|
| Return on Assets (ROA) | 1.25% | 0.59% |
| Return on Equity (ROE) | 12.27% | 5.09% |
| Net Interest Margin (NIM) | 3.02% | 3.43% |
| Yield on Earning Assets | 4.66% | 4.95% |
| Cost of Funds | 1.74% | 1.69% |
Asset quality
| Metric | Keybank N.A. | Fifth Third Bank, N.A. |
|---|---|---|
| Texas Ratio | 7.85% | 6.54% |
| Non-Performing Loan Ratio | 1.06% | 0.90% |
| Non-Performing Asset Ratio | 0.64% | 0.55% |
| Net Charge-Off Ratio | 0.38% | 0.37% |
| ACL / Loans | 1.32% | 1.65% |
Balance sheet
| Metric | Keybank N.A. | Fifth Third Bank, N.A. |
|---|---|---|
| Total Assets | $185,983M | $296,118M |
| Total Deposits | $153,305M | $240,416M |
| Total Loans | $110,260M | $177,615M |
| Total Equity | $18,841M | $37,413M |
| Net Income (quarter) | $581,466K | $395,000K |
Liquidity & funding
| Metric | Keybank N.A. | Fifth Third Bank, N.A. |
|---|---|---|
| Loan-to-Deposit Ratio | 71.92% | 73.88% |
| Core Deposit Ratio | 98.36% | 98.69% |
| Uninsured Deposit Ratio | 51.82% | 46.39% |
Identity
| Metric | Keybank N.A. | Fifth Third Bank, N.A. |
|---|---|---|
| Headquarters City | CLEVELAND | CINCINNATI |
| Headquarters State | OH | OH |
| Asset Tier | National | National |
| Charter Class | 14761 | 0 |
| Regulator | OCC | FED |
| Domestic Branches | 954 | 1,097 |
| Employees (FTE) | 17,874 | 25,966 |
| Established | Jan. 1, 1849, midnight | Jan. 1, 1863, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Keybank N.A. profile | View full Fifth Third Bank, N.A. profile | Browse all bank comparisons