Connect Community Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 16.19 percentage points lower than in Q1 2026, at 89.41%. Connect Community Bank ranks 22nd of 29 Washington banks on loan-to-deposit ratio, in the lower half at 83.67% (Q2 2026). The median for banks in the < $100M asset tier is 67.32% on loan-to-deposit ratio. Connect Community Bank sits 16.34 points higher, at 83.67% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $7.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $14.0M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.67% |
| Net loans and leases to deposits | 82.83% |
| Loans and leases to core deposits | 89.41% |
| Core deposits to total deposits | 93.57% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 108.53% | 96.32% | $0 | $9.7M |
| Q4 2023 | 114.02% | 93.74% | $0 | $13.8M |
| Q1 2024 | 115.51% | 93.78% | $0 | $14.2M |
| Q2 2024 | 102.09% | 93.01% | $0 | $13.8M |
| Q3 2024 | 96.90% | 92.11% | $0 | $5.4M |
| Q4 2024 | 100.23% | 93.55% | $0 | $6.5M |
| Q1 2025 | 101.20% | 92.89% | $0 | $6.3M |
| Q2 2025 | 105.90% | 91.46% | $0 | $8.8M |
| Q3 2025 | 106.39% | 92.06% | $0 | $9.5M |
| Q4 2025 | 92.78% | 86.01% | $0 | $8.1M |
| Q1 2026 | 84.22% | 79.76% | $0 | $0 |
| Q2 2026 | 83.67% | 93.57% | $0 | $0 |
Connect Community Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Connect Community Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Connect Community Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28266) · FFIEC NIC profile (RSSD 768476)