Connect Community Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 73.42 percentage points in Q2 2026, from 613.64% to 687.06%. It was the largest change from Q1 2026 among the key lines here. On return on assets, Connect Community Bank is 3rd from the bottom among 29 Washington banks, -1.69% (Q2 2026). Against a median of 1.00% for banks in the < $100M asset tier, Connect Community Bank reported -1.69% on return on assets in Q2 2026, 2.69 points lower.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 7.66% |
| Tier 1 risk-based capital ratio | 7.66% |
| Total risk-based capital ratio | 8.91% |
| Tier 1 leverage ratio | 3.61% |
| Equity capital to assets | 3.66% |
| Tangible equity to tangible assets | 3.66% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.15% |
| Non-performing assets ratio | 0.12% |
| Net charge-off ratio | 0.60% |
| Texas ratio | 2.62% |
| Allowance for credit losses to loans | 1.00% |
| Reserve coverage of non-performing loans | 687.06% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | -1.69% |
| Return on equity | -44.29% |
| Net interest margin | 2.82% |
| Efficiency ratio | 158.88% |
| Yield on earning assets | 4.63% |
| Cost of funds | 1.97% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.67% |
| Core deposits to total deposits | 93.57% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 95.97% |
| Securities to assets | 9.31% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 15.93% | 15.93% | 17.19% | 8.62% | -3.01% |
| Q4 2023 | 15.80% | 15.80% | 17.06% | 8.14% | -1.53% |
| Q1 2024 | 14.69% | 14.69% | 15.94% | 7.58% | -1.53% |
| Q2 2024 | 13.93% | 13.93% | 15.18% | 7.05% | -1.39% |
| Q3 2024 | 13.17% | 13.17% | 14.42% | 6.36% | -2.65% |
| Q4 2024 | 11.91% | 11.91% | 13.17% | 6.31% | -1.51% |
| Q1 2025 | 10.99% | 10.99% | 12.24% | 5.78% | -2.19% |
| Q2 2025 | 10.72% | 10.72% | 11.97% | 5.48% | -1.32% |
| Q3 2025 | 9.80% | 9.80% | 11.05% | 4.97% | -1.60% |
| Q4 2025 | 9.05% | 9.05% | 10.31% | 4.50% | -1.17% |
| Q1 2026 | 8.40% | 8.40% | 9.65% | 3.99% | -1.78% |
| Q2 2026 | 7.66% | 7.66% | 8.91% | 3.61% | -1.69% |
Connect Community Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Connect Community Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Connect Community Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28266) · FFIEC NIC profile (RSSD 768476)