Connect Community Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Connect Community Bank of Raymond, WA against its peer group of 578 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -1.69% | 0.85% | -2.54% | 5th bottom |
| ROAE | -44.29% | 5.23% | -49.52% | 2nd bottom |
| Net Interest Margin | 2.82% | 3.94% | -1.12% | 10th bottom |
| Efficiency Ratio | 158.88% | 76.13% | +82.75% | 4th bottom |
| PPNR / Avg Assets | -1.71% | — | — | 3rd bottom |
| Yield on Earning Assets | 4.63% | 5.42% | -0.79% | 26th below |
| Cost of Funds | 1.97% | 1.69% | +0.28% | 29th below |
| Net Interest Spread | 2.65% | — | — | 22nd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.15% | 1.23% | -1.08% | 62nd above |
| NPA / Total Assets | 0.12% | — | — | 55th above |
| NCO / Avg Loans | 0.60% | 0.11% | +0.49% | 4th bottom |
| ACL / Total Loans | 1.00% | — | — | 29th below |
| ACL / NPLs (Coverage) | 687.06% | — | — | 84th top |
| Texas Ratio Ahead of the peer average, behind the median peer. | 2.62% | 7.23% | -4.61% | 43rd below |
| Provision / NCO | -3.41% | — | — | 1st bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 7.66% | 25.12% | -17.46% | 1st bottom |
| Tier 1 Ratio | 7.66% | 25.12% | -17.46% | 1st bottom |
| Total Capital Ratio | 8.91% | — | — | 1st bottom |
| Leverage Ratio | 3.61% | 14.13% | -10.52% | 1st bottom |
| Equity / Assets | 3.66% | 13.07% | -9.41% | 1st bottom |
| TCE / Tangible Assets | 3.66% | — | — | 1st bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 83.67% | 68.58% | +15.09% | 26th below |
| Core Deposit Ratio | 93.57% | 88.79% | +4.78% | 64th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.26% | — | — | 56th above |
| Loan Growth (Y/Y) | -2.90% | — | — | 26th below |
| Deposit Growth (Y/Y) | 22.90% | — | — | 96th top |
See Connect Community Bank's peers by name
The 578 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Connect Community Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Connect Community Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Connect Community Bank peer analysis.