Connecticut Community Bank, N.A.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 1.90 percentage points higher than in Q1 2026, at 72.67%. Connecticut Community Bank, N.A. has the 3rd lowest loan-to-deposit ratio of the 27 banks headquartered in Connecticut, at 72.67% as of Q2 2026. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Connecticut Community Bank, N.A. sits 8.17 points lower, at 72.67% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $165.5M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $187.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $396K |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.08% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 72.67% |
| Net loans and leases to deposits | 71.89% |
| Loans and leases to core deposits | 77.34% |
| Core deposits to total deposits | 93.96% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 68.60% | 95.03% | $0 | $469K |
| Q4 2023 | 67.73% | 94.86% | $0 | $462K |
| Q1 2024 | 68.23% | 94.74% | $0 | $456K |
| Q2 2024 | 69.12% | 94.62% | $0 | $449K |
| Q3 2024 | 66.78% | 94.69% | $0 | $443K |
| Q4 2024 | 70.97% | 93.78% | $0 | $436K |
| Q1 2025 | 62.27% | 94.50% | $0 | $429K |
| Q2 2025 | 67.24% | 94.37% | $0 | $423K |
| Q3 2025 | 67.69% | 94.00% | $0 | $416K |
| Q4 2025 | 66.78% | 93.40% | $0 | $409K |
| Q1 2026 | 70.76% | 93.05% | $0 | $403K |
| Q2 2026 | 72.67% | 93.96% | $0 | $396K |
Connecticut Community Bank, N.A. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Connecticut Community Bank, N.A., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Connecticut Community Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34876) · FFIEC NIC profile (RSSD 2756909)