Connecticut Community Bank, N.A.: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Cre concentration (tier 1 capital + allowance) climbed 12.69 percentage points in Q2 2026, from 110.34% to 123.03%. It was the largest change from Q1 2026 among the key lines here. Connecticut Community Bank, N.A. has the 3rd lowest loan-to-deposit ratio of the 27 banks headquartered in Connecticut, at 72.67% as of Q2 2026. Connecticut Community Bank, N.A. reported 72.67% on loan-to-deposit ratio for Q2 2026, 8.17 points below the 80.84% median for banks in the $100M-1B asset tier.
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $324.0M |
| Net loans and leases | $320.5M |
| Loans held for sale | $0 |
| Loans to total assets | 61.59% |
| Loan-to-deposit ratio | 72.67% |
| Net loans to equity capital | 4.44% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 39.93% |
| Multifamily (5+ residential) | 3.35% |
| Commercial and industrial | 54.05% |
| Consumer | 0.01% |
| Credit cards | 0.00% |
| Farm | 0.00% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 123.03% |
| Construction concentration (Tier 1 capital + allowance) | 1.33% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 6.39% |
| Interest income on loans | $5.1M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $315.4M | $459.7M | 44.47% | 49.45% | 0.01% |
| Q4 2023 | $317.9M | $469.3M | 43.01% | 51.09% | 0.01% |
| Q1 2024 | $325.4M | $477.0M | 41.79% | 52.46% | 0.01% |
| Q2 2024 | $324.9M | $470.0M | 41.20% | 53.05% | 0.01% |
| Q3 2024 | $314.2M | $470.5M | 41.86% | 52.51% | 0.01% |
| Q4 2024 | $321.7M | $453.3M | 42.29% | 52.49% | 0.01% |
| Q1 2025 | $318.4M | $511.2M | 43.12% | 51.55% | 0.01% |
| Q2 2025 | $318.5M | $473.7M | 42.65% | 52.01% | 0.01% |
| Q3 2025 | $300.4M | $443.8M | 42.21% | 51.82% | 0.01% |
| Q4 2025 | $297.3M | $445.2M | 42.38% | 51.70% | 0.01% |
| Q1 2026 | $320.7M | $453.2M | 41.24% | 53.07% | 0.00% |
| Q2 2026 | $324.0M | $445.8M | 39.93% | 54.05% | 0.01% |
Connecticut Community Bank, N.A. loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Connecticut Community Bank, N.A., freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Connecticut Community Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34876) · FFIEC NIC profile (RSSD 2756909)