Connecticut Community Bank, N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 78.35 percentage points in Q2 2026, from 287.82% to 366.17%. It was the largest change from Q1 2026 among the key lines here. Within Connecticut, Connecticut Community Bank, N.A. is 23rd of 27 on return on assets, 0.35% as of Q2 2026, below the middle of the field. Against a median of 1.25% for banks in the $100M-1B asset tier, Connecticut Community Bank, N.A. reported 0.35% on return on assets in Q2 2026, 0.91 points lower.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 13.11% |
| Equity capital to assets | 13.72% |
| Tangible equity to tangible assets | 13.72% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.29% |
| Non-performing assets ratio | 0.18% |
| Net charge-off ratio | -0.00% |
| Texas ratio | 1.25% |
| Allowance for credit losses to loans | 1.07% |
| Reserve coverage of non-performing loans | 366.17% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.35% |
| Return on equity | 2.56% |
| Net interest margin | 4.36% |
| Efficiency ratio | 89.23% |
| Yield on earning assets | 5.38% |
| Cost of funds | 1.17% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 72.67% |
| Core deposits to total deposits | 93.96% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 84.75% |
| Securities to assets | 4.21% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 11.24% | 1.00% | 4.52% | 0.32% | -0.02% |
| Q4 2023 | 11.90% | 0.66% | 4.62% | 0.20% | -0.06% |
| Q1 2024 | 12.32% | 0.76% | 4.56% | 0.18% | -0.09% |
| Q2 2024 | 12.37% | 0.73% | 4.51% | 1.00% | -0.01% |
| Q3 2024 | 11.65% | 0.83% | 4.61% | 1.02% | -0.07% |
| Q4 2024 | 11.86% | 0.72% | 4.30% | 0.95% | -0.05% |
| Q1 2025 | 11.95% | 0.47% | 4.18% | 1.07% | 0.00% |
| Q2 2025 | 12.41% | 0.50% | 4.30% | 1.00% | -0.00% |
| Q3 2025 | 12.64% | 0.84% | 4.70% | 0.98% | -0.00% |
| Q4 2025 | 12.91% | 0.23% | 4.25% | 1.00% | -0.00% |
| Q1 2026 | 12.88% | 0.16% | 4.16% | 0.37% | -0.00% |
| Q2 2026 | 13.11% | 0.35% | 4.36% | 0.29% | -0.00% |
Connecticut Community Bank, N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Connecticut Community Bank, N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Connecticut Community Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34876) · FFIEC NIC profile (RSSD 2756909)