Connecticut Community Bank, N.A.: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q1 2026 and Q2 2026 was in Net interest margin, which rose 0.20 percentage points to 4.36%. Among 27 Connecticut banks, Connecticut Community Bank, N.A. sits 3rd from the top on net interest margin, 4.36% as of Q2 2026. Connecticut Community Bank, N.A. reported 4.36% on net interest margin for Q2 2026, 0.41 points above the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.38% |
| Yield on loans | 6.39% |
| Yield on securities | 3.78% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.17% |
| Cost of interest-bearing deposits | 1.97% |
| Cost of interest-bearing liabilities | 1.97% |
| Cost of borrowings | 1.01% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.36% |
| Yield to cost spread | 3.41% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $5.1M |
| Total interest expense | $1.3M |
| Interest expense on deposits | $1.3M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.45% | 1.07% | 4.52% | 5.62% | 1.68% |
| Q4 2023 | 5.66% | 1.21% | 4.62% | 5.85% | 2.89% |
| Q1 2024 | 5.67% | 1.25% | 4.56% | 5.83% | 3.97% |
| Q2 2024 | 5.67% | 1.31% | 4.51% | 5.83% | 5.00% |
| Q3 2024 | 5.84% | 1.41% | 4.61% | 6.11% | 4.53% |
| Q4 2024 | 5.56% | 1.45% | 4.30% | 6.07% | 4.77% |
| Q1 2025 | 5.32% | 1.26% | 4.18% | 5.93% | 4.62% |
| Q2 2025 | 5.44% | 1.23% | 4.30% | 6.06% | 4.53% |
| Q3 2025 | 5.83% | 1.29% | 4.70% | 6.76% | 4.45% |
| Q4 2025 | 5.31% | 1.25% | 4.25% | 6.31% | 4.04% |
| Q1 2026 | 5.20% | 1.21% | 4.16% | 6.31% | 3.82% |
| Q2 2026 | 5.38% | 1.17% | 4.36% | 6.39% | 3.78% |
Connecticut Community Bank, N.A. yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Connecticut Community Bank, N.A., freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Connecticut Community Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34876) · FFIEC NIC profile (RSSD 2756909)