Bank routing number ยท Lexington, Virginia
Cornerstone Bank Routing Number (ABA): 051409595
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The Cornerstone Bank routing number is 051409595. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
Cornerstone Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.86% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $232.8M
- Tier 1 leverage ratio, Q2 2026
- 10.86%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Domestic offices
- 4 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 2009
Full financial profile · Is Cornerstone Bank safe? · Cornerstone Bank call report · Branch locations
Cornerstone Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 051409595 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; Cornerstone Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 05, place this number in the Federal Reserve Bank of Richmond's district (District 5). Digits five through eight, 0959, identify the institution within that district. The last digit, 5, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Cornerstone Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Cornerstone Bank checks or in its online banking. Ask the bank for wire instructions (www.cornerstonebankva.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Cornerstone Bank
Cornerstone Bank is headquartered in Lexington, Virginia and was established in 2009. It reported $232.8M in total assets and $198.6M in deposits for Q2 2026, the 46th largest of the 56 banks headquartered in Virginia. It reports 4 domestic offices. Its deposits have been FDIC insured since 2009. Its primary federal regulator is the Federal Reserve.
What the digits in 051409595 mean
The first four digits, 0514, are the Federal Reserve routing symbol. The prefix 05 places the number in the 5th Federal Reserve District (Richmond). That is also the district where the bank is headquartered. Digits five through eight, 0959, identify the institution within its Federal Reserve district. The last digit, 5, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 9 + 7 x 14 + 15 = 140, a multiple of 10, so 051409595 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Cornerstone Bank routing number?
The Cornerstone Bank routing number is 051409595. It is the primary ABA routing transit number registered to Cornerstone Bank, headquartered in Lexington, VA. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the Cornerstone Bank wire routing number?
This page lists the primary routing number registered to Cornerstone Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Cornerstone Bank before sending a wire.
Is ABA number 051409595 the routing number for Cornerstone Bank?
Yes. It is the primary routing number registered to Cornerstone Bank.
Which bank uses routing number 051409595?
It belongs to Cornerstone Bank, headquartered in Lexington, VA. It is the bank's primary ABA routing number (FDIC certificate 58859).
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View Cornerstone Bank's full profile →
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Regulator records: FDIC BankFind (cert 58859) · FFIEC NIC profile (RSSD 3816163)