Bank routing number ยท Spencer, Massachusetts
Cornerstone Bank Routing Number (ABA): 211371735
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The Cornerstone Bank routing number is 211371735. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
Cornerstone Bank at a glance
Its CET1 capital ratio was 11.84% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $2.57B
- CET1 ratio, Q2 2026
- 11.84%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Domestic offices
- 17 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1871
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Cornerstone Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 211371735 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; Cornerstone Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 21, place this number in the Federal Reserve Bank of Boston's district (District 1): prefixes 21 to 32 are the district numbers assigned to thrift institutions. Digits five through eight, 7173, identify the institution within that district. The last digit, 5, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Cornerstone Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Cornerstone Bank checks or in its online banking. Ask the bank for wire instructions (www.cornerstonebank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Cornerstone Bank
Cornerstone Bank is headquartered in Spencer, Massachusetts and was established in 1871. It is in the WORCESTER, MA metro area. It reported $2.57B in total assets and $1.94B in deposits for Q2 2026, the 21st largest of the 89 banks headquartered in Massachusetts. It reports 17 domestic offices. Its deposits have been FDIC insured since 1985. Its primary federal regulator is the Federal Reserve.
What the digits in 211371735 mean
The first four digits, 2113, are the Federal Reserve routing symbol. The prefix 21 places the number in the 1st Federal Reserve District (Boston), a range the ABA plan set aside for thrift institutions. That is also the district where the bank is headquartered. Digits five through eight, 7173, identify the institution within its Federal Reserve district. The last digit, 5, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 12 + 7 x 11 + 7 = 120, a multiple of 10, so 211371735 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Cornerstone Bank routing number?
The Cornerstone Bank routing number is 211371735. It is the primary ABA routing transit number registered to Cornerstone Bank, headquartered in Spencer, MA. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the Cornerstone Bank wire routing number?
This page lists the primary routing number registered to Cornerstone Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Cornerstone Bank before sending a wire.
Is ABA number 211371735 the routing number for Cornerstone Bank?
Yes. It is the primary routing number registered to Cornerstone Bank.
Which bank uses routing number 211371735?
It belongs to Cornerstone Bank, headquartered in Spencer, MA. It is the bank's primary ABA routing number (FDIC certificate 90282).
Routing numbers of similar-size institutions in Massachusetts
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Regulator records: FDIC BankFind (cert 90282) · FFIEC NIC profile (RSSD 447100)