Cornhusker Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Retained earnings: 14.2% higher than in Q1 2026, at $17.9M. Cornhusker Bank ranks 40th of 57 Nebraska banks on CET1 ratio, in the lower half at 12.68% (Q2 2026). The median for banks in the $1B-10B asset tier is 13.48% on CET1 ratio. Cornhusker Bank sits 0.79 points lower, at 12.68% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 12.68% |
| Tier 1 risk-based capital ratio | 12.68% |
| Total risk-based capital ratio | 13.94% |
| Tier 1 leverage ratio | 10.12% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $105.6M |
| Tier 1 capital | $105.6M |
| Total risk-based capital | $116.1M |
| Total equity capital | $103.0M |
| Risk-weighted assets | $832.9M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.81% |
| Tangible equity to tangible assets | 9.81% |
| Equity capital to average assets | 9.86% |
| Internal capital growth rate | 8.90% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1.0M |
| Common stock surplus | $86.7M |
| Retained earnings | $17.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$2.7M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 12.34% | 12.34% | 13.59% | 9.49% | $730.2M |
| Q4 2023 | 12.02% | 12.02% | 13.27% | 9.19% | $745.1M |
| Q1 2024 | 12.17% | 12.17% | 13.42% | 9.23% | $744.8M |
| Q2 2024 | 12.32% | 12.32% | 13.57% | 9.31% | $738.4M |
| Q3 2024 | 12.54% | 12.54% | 13.79% | 9.55% | $738.5M |
| Q4 2024 | 12.34% | 12.34% | 13.59% | 9.59% | $762.2M |
| Q1 2025 | 11.91% | 11.91% | 13.16% | 9.52% | $806.0M |
| Q2 2025 | 12.15% | 12.15% | 13.40% | 9.48% | $805.8M |
| Q3 2025 | 12.50% | 12.50% | 13.75% | 9.73% | $804.9M |
| Q4 2025 | 12.65% | 12.65% | 13.90% | 9.78% | $800.2M |
| Q1 2026 | 12.86% | 12.86% | 14.11% | 10.09% | $804.1M |
| Q2 2026 | 12.68% | 12.68% | 13.94% | 10.12% | $832.9M |
Cornhusker Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Cornhusker Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Cornhusker Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14264) · FFIEC NIC profile (RSSD 544652)