Cornhusker Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Cornhusker Bank of Lincoln, NE against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.43% | 1.44% | -0.01% | 62nd above |
| ROAE | 14.64% | 12.50% | +2.14% | 68th above |
| Net Interest Margin | 3.44% | 3.84% | -0.40% | 33rd below |
| Efficiency Ratio | 61.71% | 58.87% | +2.84% | 39th below |
| PPNR / Avg Assets | 1.45% | 1.78% | -0.33% | 34th below |
| Yield on Earning Assets | 5.51% | 5.71% | -0.20% | 49th below |
| Cost of Funds | 2.03% | 2.03% | +0.00% | 49th below |
| Net Interest Spread | 2.93% | 3.18% | -0.25% | 41st below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.02% | 0.97% | -0.95% | 95th top |
| NPA / Total Assets | 0.02% | 0.75% | -0.73% | 94th top |
| NCO / Avg Loans | 0.00% | 0.31% | -0.31% | 69th above |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.24% | 1.25% | -0.01% | 64th above |
| ACL / NPLs (Coverage) | 5885.00% | 693.08% | +5191.92% | — |
| Texas Ratio | 0.16% | 7.17% | -7.01% | 95th top |
| Provision / NCO | -72.46% | 815.71% | -888.17% | 5th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.68% | 17.41% | -4.73% | 36th below |
| Tier 1 Ratio | 12.68% | 17.45% | -4.77% | 36th below |
| Total Capital Ratio | 13.94% | 18.51% | -4.57% | 39th below |
| Leverage Ratio | 10.12% | 11.60% | -1.48% | 40th below |
| Equity / Assets | 9.81% | 11.33% | -1.52% | 38th below |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 9.81% | 10.65% | -0.84% | 51st above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 100.14% | 86.34% | +13.80% | 17th bottom |
| Core Deposit Ratio | 96.20% | 85.54% | +10.66% | 91st top |
| Uninsured Deposit Ratio | 20.03% | 32.72% | -12.69% | 83rd top |
| Wholesale Funding Ratio | 8.47% | 5.45% | +3.02% | 21st bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.87% | 10.46% | -8.59% | 27th below |
| Loan Growth (Y/Y) | -0.32% | 8.00% | -8.32% | 16th bottom |
| Deposit Growth (Y/Y) | 1.67% | 7.99% | -6.32% | 28th below |
See Cornhusker Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Cornhusker Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Cornhusker Bank profile, how to read a UBPR, or how this data updates.