Cornhusker Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 3623.43 percentage points in Q2 2026, from 2261.57% to 5885.00%. It was the largest change from Q1 2026 among the key lines here. Within Nebraska, Cornhusker Bank is 62nd of 138 on return on assets, 1.43% as of Q2 2026, above the middle of the field. Cornhusker Bank reported 1.43% on return on assets for Q2 2026, 0.15 points above the 1.28% median for banks in the $1B-10B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 12.68% |
| Tier 1 risk-based capital ratio | 12.68% |
| Total risk-based capital ratio | 13.94% |
| Tier 1 leverage ratio | 10.12% |
| Equity capital to assets | 9.81% |
| Tangible equity to tangible assets | 9.81% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.02% |
| Non-performing assets ratio | 0.02% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.16% |
| Allowance for credit losses to loans | 1.24% |
| Reserve coverage of non-performing loans | 5885.00% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.43% |
| Return on equity | 14.64% |
| Net interest margin | 3.44% |
| Efficiency ratio | 61.71% |
| Yield on earning assets | 5.51% |
| Cost of funds | 2.03% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 100.14% |
| Core deposits to total deposits | 96.20% |
| Brokered deposits to total deposits | 0.52% |
| Deposits to assets | 81.26% |
| Securities to assets | 13.50% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 12.34% | 12.34% | 13.59% | 9.49% | 0.73% |
| Q4 2023 | 12.02% | 12.02% | 13.27% | 9.19% | 0.53% |
| Q1 2024 | 12.17% | 12.17% | 13.42% | 9.23% | 0.55% |
| Q2 2024 | 12.32% | 12.32% | 13.57% | 9.31% | 0.64% |
| Q3 2024 | 12.54% | 12.54% | 13.79% | 9.55% | 0.71% |
| Q4 2024 | 12.34% | 12.34% | 13.59% | 9.59% | 0.87% |
| Q1 2025 | 11.91% | 11.91% | 13.16% | 9.52% | 0.89% |
| Q2 2025 | 12.15% | 12.15% | 13.40% | 9.48% | 1.13% |
| Q3 2025 | 12.50% | 12.50% | 13.75% | 9.73% | 1.16% |
| Q4 2025 | 12.65% | 12.65% | 13.90% | 9.78% | 1.00% |
| Q1 2026 | 12.86% | 12.86% | 14.11% | 10.09% | 1.43% |
| Q2 2026 | 12.68% | 12.68% | 13.94% | 10.12% | 1.43% |
Cornhusker Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Cornhusker Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Cornhusker Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14264) · FFIEC NIC profile (RSSD 544652)