Cornhusker Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Total interest expense rose 4.4% in Q2 2026 to $5.3M, the biggest move on this page. Within Nebraska, Cornhusker Bank is 106th of 138 on net interest margin, 3.44% as of Q2 2026, below the middle of the field. Cornhusker Bank reported 3.44% on net interest margin for Q2 2026, 0.27 points below the 3.71% median for banks in the $1B-10B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.51% |
| Yield on loans | 5.81% |
| Yield on securities | 3.74% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.03% |
| Cost of interest-bearing deposits | 2.45% |
| Cost of interest-bearing liabilities | 2.58% |
| Cost of borrowings | 3.81% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.44% |
| Yield to cost spread | 2.93% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $12.2M |
| Total interest expense | $5.3M |
| Interest expense on deposits | $4.5M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.45% | 1.63% | 2.74% | 4.95% | 1.84% |
| Q4 2023 | 4.57% | 1.89% | 2.61% | 5.02% | 2.11% |
| Q1 2024 | 4.65% | 2.06% | 2.52% | 5.08% | 2.37% |
| Q2 2024 | 4.80% | 2.12% | 2.60% | 5.18% | 2.41% |
| Q3 2024 | 4.90% | 2.17% | 2.65% | 5.30% | 2.49% |
| Q4 2024 | 5.05% | 2.11% | 2.88% | 5.42% | 2.64% |
| Q1 2025 | 5.07% | 2.07% | 2.95% | 5.41% | 2.86% |
| Q2 2025 | 5.25% | 2.12% | 3.06% | 5.54% | 3.12% |
| Q3 2025 | 5.35% | 2.11% | 3.18% | 5.66% | 3.35% |
| Q4 2025 | 5.44% | 2.06% | 3.31% | 5.74% | 3.43% |
| Q1 2026 | 5.39% | 1.96% | 3.36% | 5.73% | 3.55% |
| Q2 2026 | 5.51% | 2.03% | 3.44% | 5.81% | 3.74% |
Cornhusker Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Cornhusker Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Cornhusker Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14264) · FFIEC NIC profile (RSSD 544652)