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County Bank: Tier 1 Risk-Based Capital Ratio

18.96% Ranks #405 of 2,134 U.S. banks · 81st percentile

Data as of · sourced from FFIEC call reports. How we update

County Bank reported a tier 1 risk-based capital ratio of 18.96% as of Q2 2026, ranking #405 of 2,134 U.S. banks (81st percentile). That is up 1.86 percentage points from 17.10% a year earlier, and above the 14.36% median of the 443 Midsize Community Banks ($500M–$1B in assets). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 18.96%
Q1 2026 18.94%
Q4 2025 18.66%
Q3 2025 17.53%
Q2 2025 17.10%
Q1 2025 16.16%
Q4 2024 16.21%
Q3 2024 16.21%
Q2 2024 15.58%
Q1 2024 14.97%
Q4 2023 14.68%
Q3 2023 14.32%

National Context

Latest value 18.96%
National rank#405 of 2,134
Percentile 81st
12-quarter low14.32%
12-quarter high18.96%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within a few basis points of CET1. The bands below are BankRegReports analyst bands, not prompt corrective action categories; PCA treats a Tier 1 ratio of 8% or more as well capitalized.

Full definition & formula →

Frequently asked questions

What is County Bank's Tier 1 Risk-Based Capital Ratio?

County Bank's Tier 1 Risk-Based Capital Ratio was 18.96% as of Q2 2026, ranking #405 of 2,134 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full County Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 33009) · FFIEC NIC profile (RSSD 1459735)