Crawford County Trust and Savings Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income fell 5.1% from Q1 2026 to Q2 2026, ending at -$3.1M against -$2.9M. It was the largest change among the key lines on this page. Within Iowa, Crawford County Trust and Savings Bank is 51st of 114 on CET1 ratio, 14.38% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 15.07% on CET1 ratio. Crawford County Trust and Savings Bank sits 0.69 points lower, at 14.38% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 14.38% |
| Tier 1 risk-based capital ratio | 14.38% |
| Total risk-based capital ratio | 15.50% |
| Tier 1 leverage ratio | 9.93% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $29.1M |
| Tier 1 capital | $29.1M |
| Total risk-based capital | $31.3M |
| Total equity capital | $26.0M |
| Risk-weighted assets | $202.2M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.83% |
| Tangible equity to tangible assets | 8.83% |
| Equity capital to average assets | 8.87% |
| Internal capital growth rate | 12.20% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $400K |
| Common stock surplus | $5.6M |
| Retained earnings | $23.1M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$3.1M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 11.36% | 11.36% | 12.44% | 8.48% | $202.4M |
| Q4 2023 | 11.32% | 11.32% | 12.38% | 8.49% | $204.7M |
| Q1 2024 | 11.48% | 11.48% | 12.54% | 8.67% | $206.5M |
| Q2 2024 | 11.72% | 11.72% | 12.80% | 8.69% | $206.1M |
| Q3 2024 | 11.94% | 11.94% | 13.01% | 9.03% | $206.0M |
| Q4 2024 | 12.14% | 12.14% | 13.21% | 8.98% | $206.8M |
| Q1 2025 | 12.47% | 12.47% | 13.57% | 9.21% | $206.0M |
| Q2 2025 | 12.91% | 12.91% | 14.01% | 9.26% | $204.1M |
| Q3 2025 | 13.38% | 13.38% | 14.50% | 9.63% | $201.8M |
| Q4 2025 | 13.21% | 13.21% | 14.30% | 9.63% | $208.6M |
| Q1 2026 | 14.12% | 14.12% | 15.24% | 9.84% | $200.5M |
| Q2 2026 | 14.38% | 14.38% | 15.50% | 9.93% | $202.2M |
Crawford County Trust and Savings Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Crawford County Trust and Savings Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Crawford County Trust and Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8511) · FFIEC NIC profile (RSSD 810544)