Crawford County Trust and Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Crawford County Trust and Savings Bank of Denison, IA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.88% | 1.34% | +0.54% | 81st top |
| ROAE | 21.40% | 13.31% | +8.09% | 90th top |
| Net Interest Margin | 3.76% | 3.93% | -0.17% | 40th below |
| Efficiency Ratio | 47.99% | 61.14% | -13.15% | 84th top |
| PPNR / Avg Assets | 2.02% | 1.68% | +0.34% | 73rd above |
| Yield on Earning Assets | 5.18% | 5.67% | -0.49% | 30th below |
| Cost of Funds | 1.48% | 1.88% | -0.40% | 70th above |
| Net Interest Spread | 3.36% | 3.32% | +0.04% | 52nd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.06% | 0.94% | -0.88% | 78th top |
| NPA / Total Assets | 0.04% | 0.70% | -0.66% | 80th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.09% | 0.16% | -0.07% | 20th bottom |
| ACL / Total Loans | 1.17% | 1.28% | -0.11% | 47th below |
| ACL / NPLs (Coverage) | 2091.67% | 1538.50% | +553.17% | — |
| Texas Ratio | 0.38% | 7.33% | -6.95% | 82nd top |
| Provision / NCO | 98.04% | 1396.05% | -1298.01% | 40th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 14.38% | 19.50% | -5.12% | 43rd below |
| Tier 1 Ratio | 14.38% | 19.54% | -5.16% | 43rd below |
| Total Capital Ratio | 15.50% | 20.62% | -5.12% | 42nd below |
| Leverage Ratio | 9.93% | 12.14% | -2.21% | 30th below |
| Equity / Assets | 8.83% | 11.38% | -2.55% | 25th below |
| TCE / Tangible Assets | 8.83% | 11.09% | -2.26% | 28th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 72.15% | 80.64% | -8.49% | 67th above |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.34% | 86.86% | +0.48% | 40th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.45% | 6.85% | -0.40% | 65th above |
| Loan Growth (Y/Y) | 0.23% | 7.90% | -7.67% | 23rd bottom |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.94% | 6.29% | -0.35% | 64th above |
See Crawford County Trust and Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Crawford County Trust and Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Crawford County Trust and Savings Bank profile, how to read a UBPR, or how this data updates.