Crawford County Trust and Savings Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 1229.21 percentage points higher than in Q1 2026, at 2091.67%. Within Iowa, Crawford County Trust and Savings Bank is 39th of 225 on return on assets, 1.88% as of Q2 2026, above the middle of the field. Crawford County Trust and Savings Bank reported 1.88% on return on assets for Q2 2026, 0.62 points above the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 14.38% |
| Tier 1 risk-based capital ratio | 14.38% |
| Total risk-based capital ratio | 15.50% |
| Tier 1 leverage ratio | 9.93% |
| Equity capital to assets | 8.83% |
| Tangible equity to tangible assets | 8.83% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.06% |
| Non-performing assets ratio | 0.04% |
| Net charge-off ratio | 0.09% |
| Texas ratio | 0.38% |
| Allowance for credit losses to loans | 1.17% |
| Reserve coverage of non-performing loans | 2091.67% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.88% |
| Return on equity | 21.40% |
| Net interest margin | 3.76% |
| Efficiency ratio | 47.99% |
| Yield on earning assets | 5.18% |
| Cost of funds | 1.48% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 72.15% |
| Core deposits to total deposits | 87.34% |
| Brokered deposits to total deposits | 1.00% |
| Deposits to assets | 90.75% |
| Securities to assets | 21.72% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 11.36% | 11.36% | 12.44% | 8.48% | 1.61% |
| Q4 2023 | 11.32% | 11.32% | 12.38% | 8.49% | 1.58% |
| Q1 2024 | 11.48% | 11.48% | 12.54% | 8.67% | 1.51% |
| Q2 2024 | 11.72% | 11.72% | 12.80% | 8.69% | 1.57% |
| Q3 2024 | 11.94% | 11.94% | 13.01% | 9.03% | 1.59% |
| Q4 2024 | 12.14% | 12.14% | 13.21% | 8.98% | 1.81% |
| Q1 2025 | 12.47% | 12.47% | 13.57% | 9.21% | 1.55% |
| Q2 2025 | 12.91% | 12.91% | 14.01% | 9.26% | 1.85% |
| Q3 2025 | 13.38% | 13.38% | 14.50% | 9.63% | 1.92% |
| Q4 2025 | 13.21% | 13.21% | 14.30% | 9.63% | 1.89% |
| Q1 2026 | 14.12% | 14.12% | 15.24% | 9.84% | 1.88% |
| Q2 2026 | 14.38% | 14.38% | 15.50% | 9.93% | 1.88% |
Crawford County Trust and Savings Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Crawford County Trust and Savings Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Crawford County Trust and Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8511) · FFIEC NIC profile (RSSD 810544)