Crawford County Trust and Savings Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions climbed 49.1% in Q2 2026, from $19.7M to $29.3M. It was the largest change from Q1 2026 among the key lines here. Within Iowa, Crawford County Trust and Savings Bank is 155th of 225 on loan-to-deposit ratio, 72.15% as of Q2 2026, below the middle of the field. Crawford County Trust and Savings Bank reported 72.15% on loan-to-deposit ratio for Q2 2026, 8.69 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $29.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $93.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 72.15% |
| Net loans and leases to deposits | 71.30% |
| Loans and leases to core deposits | 82.54% |
| Core deposits to total deposits | 87.34% |
| Brokered deposits to total deposits | 1.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 79.90% | 91.24% | $0 | $9.6M |
| Q4 2023 | 78.34% | 89.01% | $0 | $3.0M |
| Q1 2024 | 75.30% | 89.87% | $0 | $0 |
| Q2 2024 | 77.50% | 89.22% | $0 | $0 |
| Q3 2024 | 77.88% | 87.46% | $0 | $0 |
| Q4 2024 | 76.97% | 87.02% | $0 | $0 |
| Q1 2025 | 75.12% | 87.43% | $0 | $0 |
| Q2 2025 | 76.26% | 87.20% | $0 | $0 |
| Q3 2025 | 75.87% | 85.88% | $0 | $0 |
| Q4 2025 | 76.33% | 85.67% | $0 | $0 |
| Q1 2026 | 74.09% | 87.44% | $0 | $0 |
| Q2 2026 | 72.15% | 87.34% | $0 | $0 |
Crawford County Trust and Savings Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Crawford County Trust and Savings Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Crawford County Trust and Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8511) · FFIEC NIC profile (RSSD 810544)