Cross River Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Cross River Bank of Fort Lee, NJ against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -0.30% | 1.34% | -1.64% | 1st bottom |
| ROAE | -2.46% | 12.34% | -14.80% | 1st bottom |
| Net Interest Margin | 5.13% | 3.83% | +1.30% | 96th top |
| Efficiency Ratio | 87.04% | 58.97% | +28.07% | 3rd bottom |
| PPNR / Avg Assets | 0.83% | — | — | 8th bottom |
| Yield on Earning Assets | 7.65% | 5.71% | +1.94% | 97th top |
| Cost of Funds | 2.80% | 2.02% | +0.78% | 11th bottom |
| Net Interest Spread | 4.11% | — | — | 93rd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.79% | 0.87% | +1.92% | 2nd bottom |
| NPA / Total Assets | 1.95% | — | — | 3rd bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.22% | 0.43% | -0.21% | 17th bottom |
| ACL / Total Loans | 1.35% | — | — | 76th top |
| ACL / NPLs (Coverage) | 48.57% | — | — | 3rd bottom |
| Texas Ratio | 14.24% | 5.48% | +8.76% | 7th bottom |
| Provision / NCO | 901.68% | — | — | 19th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 11.78% | 11.11% | +0.67% | 74th above |
| Equity / Assets | 12.09% | 11.02% | +1.07% | 76th top |
| TCE / Tangible Assets | 12.04% | — | — | 82nd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 88.99% | 86.99% | +2.00% | 48th below |
| Core Deposit Ratio | 57.70% | 85.57% | -27.87% | 3rd bottom |
| Uninsured Deposit Ratio | 33.35% | 33.19% | +0.16% | 43rd below |
| Wholesale Funding Ratio | 6.61% | — | — | 31st below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.45% | — | — | 64th above |
| Loan Growth (Y/Y) | 4.46% | — | — | 42nd below |
| Deposit Growth (Y/Y) | 0.54% | — | — | 21st bottom |
See Cross River Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Cross River Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Cross River Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Cross River Bank peer analysis.