Bank routing number ยท Fort Lee, New Jersey
Cross River Bank Routing Number (ABA): 021214273
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The Cross River Bank routing number is 021214273. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 25, 2026.
Cross River Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 11.78% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $8.53B
- Tier 1 leverage ratio, Q2 2026
- 11.78%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 2 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 031
- Established
- 2008
Full financial profile · Is Cross River Bank safe? · Cross River Bank call report · Branch locations
Cross River Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 021214273 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 25, 2026. NIC holds one primary number per bank; Cross River Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 02, place this number in the Federal Reserve Bank of New York's district (District 2). Digits five through eight, 1427, identify the institution within that district. The last digit, 3, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Cross River Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Cross River Bank checks or in its online banking. Ask the bank for wire instructions (http://www.crossriverbank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Cross River Bank
Cross River Bank is headquartered in Fort Lee, New Jersey and was established in 2008. It is in the NEW YORK-NEWARK-JERSEY CITY, NY-NJ metro area. It reported $8.53B in total assets and $6.68B in deposits for Q2 2026, the 6th largest of the 49 banks headquartered in New Jersey. It reports 2 domestic offices. Its deposits have been FDIC insured since 2008. Its primary federal regulator is the FDIC. 2 other banks and credit unions headquartered in Fort Lee have a routing number listed here.
What the digits in 021214273 mean
The first four digits, 0212, are the Federal Reserve routing symbol. The prefix 02 places the number in the 2nd Federal Reserve District (New York). That is also the district where the bank is headquartered. Digits five through eight, 1427, identify the institution within its Federal Reserve district. The last digit, 3, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 4 + 7 x 10 + 8 = 90, a multiple of 10, so 021214273 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Cross River Bank routing number?
The Cross River Bank routing number is 021214273. It is the primary ABA routing transit number registered to Cross River Bank, headquartered in Fort Lee, NJ. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 25, 2026.
What is the Cross River Bank wire routing number?
This page lists the primary routing number registered to Cross River Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Cross River Bank before sending a wire.
Is ABA number 021214273 the routing number for Cross River Bank?
Yes. It is the primary routing number registered to Cross River Bank.
Which bank uses routing number 021214273?
It belongs to Cross River Bank, headquartered in Fort Lee, NJ. It is the bank's primary ABA routing number (FDIC certificate 58410).
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View Cross River Bank's full profile →
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Regulator records: FDIC BankFind (cert 58410) · FFIEC NIC profile (RSSD 3783313)