Crowell State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Crowell State Bank of Crowell, TX against its peer group of 578 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.39% | 0.85% | +1.54% | 88th top |
| ROAE | 22.67% | 5.23% | +17.44% | 94th top |
| Net Interest Margin | 5.22% | 3.94% | +1.28% | 91st top |
| Efficiency Ratio | 52.96% | 76.13% | -23.17% | 84th top |
| PPNR / Avg Assets | 2.53% | — | — | 90th top |
| Yield on Earning Assets | 6.32% | 5.42% | +0.90% | 85th top |
| Cost of Funds | 1.16% | 1.69% | -0.53% | 70th above |
| Net Interest Spread | 4.27% | — | — | 84th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.89% | 1.23% | -0.34% | 39th below |
| NPA / Total Assets | 0.44% | — | — | 38th below |
| NCO / Avg Loans | 0.14% | 0.11% | +0.03% | 14th bottom |
| ACL / Total Loans | 0.98% | — | — | 27th below |
| ACL / NPLs (Coverage) | 110.63% | — | — | 46th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.02% | 7.23% | -3.21% | 35th below |
| Provision / NCO | 200.00% | — | — | 78th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.99% | 14.13% | -3.14% | 27th below |
| Equity / Assets | 10.52% | 13.07% | -2.55% | 30th below |
| TCE / Tangible Assets | 10.52% | — | — | 31st below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 56.11% | 68.58% | -12.47% | 65th above |
| Core Deposit Ratio | 86.30% | 88.79% | -2.49% | 28th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.78% | — | — | 53rd above |
| Loan Growth (Y/Y) | 9.55% | — | — | 75th top |
| Deposit Growth (Y/Y) | 3.41% | — | — | 55th above |
See Crowell State Bank's peers by name
The 578 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Crowell State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Crowell State Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Crowell State Bank peer analysis.