Dollar Bank, Federal Savings Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Retained earnings climbed 103.8% in Q2 2026, from $18.8M to $38.3M. It was the largest change from Q1 2026 among the key lines here. Within Pennsylvania, Dollar Bank, Federal Savings Bank is 26th of 72 on CET1 ratio, 15.38% as of Q2 2026, above the middle of the field. The median for banks in the $10B-100B asset tier is 12.96% on CET1 ratio. Dollar Bank, Federal Savings Bank sits 2.43 points higher, at 15.38% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 15.38% |
| Tier 1 risk-based capital ratio | 15.38% |
| Total risk-based capital ratio | 16.45% |
| Tier 1 leverage ratio | 11.05% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $1.38B |
| Tier 1 capital | $1.38B |
| Total risk-based capital | $1.48B |
| Total equity capital | $1.31B |
| Risk-weighted assets | $8.99B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.32% |
| Tangible equity to tangible assets | 10.09% |
| Equity capital to average assets | 10.44% |
| Internal capital growth rate | 6.03% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $1.38B |
| Retained earnings | $38.3M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$103.5M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 16.30% | 16.30% | 17.03% | 10.53% | $7.63B |
| Q4 2023 | 16.31% | 16.31% | 17.13% | 10.55% | $7.61B |
| Q1 2024 | 16.39% | 16.39% | 17.19% | 10.70% | $7.63B |
| Q2 2024 | 16.33% | 16.33% | 17.13% | 10.80% | $7.74B |
| Q3 2024 | 16.36% | 16.36% | 17.20% | 10.87% | $7.80B |
| Q4 2024 | 16.03% | 16.03% | 16.91% | 10.98% | $8.03B |
| Q1 2025 | 16.02% | 16.02% | 16.90% | 11.07% | $8.12B |
| Q2 2025 | 15.64% | 15.64% | 16.54% | 11.06% | $8.40B |
| Q3 2025 | 15.55% | 15.55% | 16.50% | 11.03% | $8.56B |
| Q4 2025 | 15.21% | 15.21% | 16.24% | 10.96% | $8.84B |
| Q1 2026 | 15.46% | 15.46% | 16.51% | 10.98% | $8.82B |
| Q2 2026 | 15.38% | 15.38% | 16.45% | 11.05% | $8.99B |
Dollar Bank, Federal Savings Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Dollar Bank, Federal Savings Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Dollar Bank, Federal Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 32245) · FFIEC NIC profile (RSSD 961624)