Dollar Bank, Federal Savings Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
In Q2 2026, Total interest expense edged up by 1.9%, from $54.6M to $55.7M, the largest move among the key lines here. Within Pennsylvania, Dollar Bank, Federal Savings Bank is 73rd of 109 on net interest margin, 3.21% as of Q2 2026, below the middle of the field. The median for banks in the $10B-100B asset tier is 3.60% on net interest margin. Dollar Bank, Federal Savings Bank sits 0.39 points lower, at 3.21% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.06% |
| Yield on loans | 5.60% |
| Yield on securities | 2.53% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.02% |
| Cost of interest-bearing deposits | 2.21% |
| Cost of interest-bearing liabilities | 2.34% |
| Cost of borrowings | 3.44% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.21% |
| Yield to cost spread | 2.72% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $136.7M |
| Total interest expense | $55.7M |
| Interest expense on deposits | $47.3M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.54% | 1.68% | 2.80% | 5.21% | 1.75% |
| Q4 2023 | 4.70% | 1.87% | 2.77% | 5.35% | 1.78% |
| Q1 2024 | 4.68% | 1.94% | 2.69% | 5.34% | 1.72% |
| Q2 2024 | 4.84% | 2.29% | 2.78% | 5.50% | 1.74% |
| Q3 2024 | 4.91% | 2.41% | 2.74% | 5.58% | 1.72% |
| Q4 2024 | 4.95% | 2.31% | 2.87% | 5.60% | 1.74% |
| Q1 2025 | 4.86% | 2.09% | 2.96% | 5.50% | 1.80% |
| Q2 2025 | 4.97% | 2.09% | 3.07% | 5.55% | 2.14% |
| Q3 2025 | 5.11% | 2.12% | 3.18% | 5.71% | 2.21% |
| Q4 2025 | 5.02% | 2.13% | 3.09% | 5.58% | 2.29% |
| Q1 2026 | 4.95% | 2.00% | 3.12% | 5.48% | 2.47% |
| Q2 2026 | 5.06% | 2.02% | 3.21% | 5.60% | 2.53% |
Dollar Bank, Federal Savings Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Dollar Bank, Federal Savings Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Dollar Bank, Federal Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 32245) · FFIEC NIC profile (RSSD 961624)