Dollar Bank, Federal Savings Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans dropped 9.60 percentage points in Q2 2026, from 48.12% to 38.51%. It was the largest change from Q1 2026 among the key lines here. Within Pennsylvania, Dollar Bank, Federal Savings Bank is 84th of 109 on return on assets, 0.62% as of Q2 2026, below the middle of the field. Dollar Bank, Federal Savings Bank's return on assets of 0.62% is well below the 1.30% median for banks in the $10B-100B asset tier, a gap of 0.67 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 15.38% |
| Tier 1 risk-based capital ratio | 15.38% |
| Total risk-based capital ratio | 16.45% |
| Tier 1 leverage ratio | 11.05% |
| Equity capital to assets | 10.32% |
| Tangible equity to tangible assets | 10.09% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 2.52% |
| Non-performing assets ratio | 1.98% |
| Net charge-off ratio | 0.09% |
| Texas ratio | 18.41% |
| Allowance for credit losses to loans | 0.97% |
| Reserve coverage of non-performing loans | 38.51% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.62% |
| Return on equity | 5.99% |
| Net interest margin | 3.21% |
| Efficiency ratio | 71.86% |
| Yield on earning assets | 5.06% |
| Cost of funds | 2.02% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 98.95% |
| Core deposits to total deposits | 91.36% |
| Brokered deposits to total deposits | 2.56% |
| Deposits to assets | 78.86% |
| Securities to assets | 16.05% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 16.30% | 16.30% | 17.03% | 10.53% | 0.02% |
| Q4 2023 | 16.31% | 16.31% | 17.13% | 10.55% | 0.11% |
| Q1 2024 | 16.39% | 16.39% | 17.19% | 10.70% | 0.29% |
| Q2 2024 | 16.33% | 16.33% | 17.13% | 10.80% | 0.47% |
| Q3 2024 | 16.36% | 16.36% | 17.20% | 10.87% | 0.39% |
| Q4 2024 | 16.03% | 16.03% | 16.91% | 10.98% | 0.52% |
| Q1 2025 | 16.02% | 16.02% | 16.90% | 11.07% | 0.47% |
| Q2 2025 | 15.64% | 15.64% | 16.54% | 11.06% | 0.48% |
| Q3 2025 | 15.55% | 15.55% | 16.50% | 11.03% | 0.56% |
| Q4 2025 | 15.21% | 15.21% | 16.24% | 10.96% | 0.58% |
| Q1 2026 | 15.46% | 15.46% | 16.51% | 10.98% | 0.60% |
| Q2 2026 | 15.38% | 15.38% | 16.45% | 11.05% | 0.62% |
Dollar Bank, Federal Savings Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Dollar Bank, Federal Savings Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Dollar Bank, Federal Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 32245) · FFIEC NIC profile (RSSD 961624)