Dollar Bank, Federal Savings Bank: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Loans held for sale climbed 110.5% in Q2 2026, from $3.7M to $7.7M. It was the largest change from Q1 2026 among the key lines here. Dollar Bank, Federal Savings Bank ranks 23rd of 109 Pennsylvania banks on loan-to-deposit ratio, in the upper half at 98.95% (Q2 2026). Dollar Bank, Federal Savings Bank reported 98.95% on loan-to-deposit ratio for Q2 2026, 12.12 points above the 86.83% median for banks in the $10B-100B asset tier.
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $9.91B |
| Net loans and leases | $9.81B |
| Loans held for sale | $7.7M |
| Loans to total assets | 78.03% |
| Loan-to-deposit ratio | 98.95% |
| Net loans to equity capital | 7.49% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 18.04% |
| Multifamily (5+ residential) | 3.75% |
| Commercial and industrial | 12.67% |
| Consumer | 2.93% |
| Credit cards | 0.77% |
| Farm | 0.00% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.15% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 167.62% |
| Construction concentration (Tier 1 capital + allowance) | 41.02% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 5.60% |
| Interest income on loans | $136.7M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $8.85B | $9.15B | 14.96% | 10.50% | 2.89% |
| Q4 2023 | $8.90B | $9.45B | 15.05% | 10.56% | 2.87% |
| Q1 2024 | $8.86B | $9.60B | 15.22% | 10.88% | 2.76% |
| Q2 2024 | $9.03B | $9.50B | 15.27% | 11.48% | 2.87% |
| Q3 2024 | $9.09B | $9.67B | 15.61% | 11.38% | 2.86% |
| Q4 2024 | $9.18B | $9.73B | 16.19% | 11.98% | 2.89% |
| Q1 2025 | $9.19B | $9.83B | 17.00% | 11.75% | 2.88% |
| Q2 2025 | $9.36B | $9.80B | 17.60% | 11.96% | 2.93% |
| Q3 2025 | $9.55B | $10.07B | 17.88% | 12.40% | 2.96% |
| Q4 2025 | $9.69B | $10.13B | 18.00% | 12.50% | 3.00% |
| Q1 2026 | $9.70B | $10.16B | 17.99% | 12.62% | 2.90% |
| Q2 2026 | $9.91B | $10.01B | 18.04% | 12.67% | 2.93% |
Dollar Bank, Federal Savings Bank loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Dollar Bank, Federal Savings Bank, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Dollar Bank, Federal Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 32245) · FFIEC NIC profile (RSSD 961624)