Branch Network
Eaton Community Bank Locations & Branches Charlotte, Michigan
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Eaton Community Bank operates 7 branches from its headquarters in Charlotte, MI, .
Eaton Community Bank branch network
All 7 branches are in MICHIGAN, across 7 cities. Its largest office by deposits is its main office in Charlotte, MI, with $189.0M (41.2% of its branch deposits). It had the same number of branches on June 30, 2025.
Eaton Community Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 12.89% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $543.5M
- Tier 1 leverage ratio, Q2 2026
- 12.89%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1936
Full financial profile · Is Eaton Community Bank safe? · Eaton Community Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Charlotte, MI (1 branch) | 1 of 3 | 49.7% | $189.0M |
| State: MI (7 branches) | 44 of 95 | 0.2% | $459.0M |
Ranked by total assets among banks headquartered in the state: Largest banks in Michigan.
Share by county and metro area
Eaton Community Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Eaton, MI (4 branches) | 1 of 10 | 21.3% | $355.1M | $1.67B |
| Ingham, MI (2 branches) | 14 of 17 | 0.8% | $78.1M | $9.60B |
| Barry, MI (1 branch) | 5 of 5 | 4.4% | $25.8M | $583.2M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Lansing-East Lansing, MI (6 branches) | 9 of 19 | 3.4% | $433.2M | $12.65B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Eaton Community Bank (main office) | Charlotte, MI | 48813 | $189.0M |
| 307 South Main Branch | Eaton Rapids, MI | 48827 | $82.0M |
| Stockbridge Branch | Stockbridge, MI | 49285 | $71.1M |
| Grand Ledge Branch | Grand Ledge, MI | 48837 | $59.2M |
| 109 S Main Branch | Nashville, MI | 49073 | $25.8M |
| 103 S Main Branch | Olivet, MI | 49076 | $24.9M |
| East Lansing Branch | East Lansing, MI | 48823 | $7.0M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 29846) · FFIEC NIC profile (RSSD 980773)