Bank call report · Miami, FL
Emigrant Bank Call Report
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Emigrant Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 449 reported line items, schedule by schedule (962 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 137915 |
| FDIC certificate number | 57083 |
| Total assets | $5.68B |
Official Q2 2026 call report PDF (FFIEC) →
Emigrant Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (27 items)
About Schedule RC · Emigrant Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $5.68B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $5.68B |
| Total Liabilities and Minority Interest | RCON2948 | $4.47B |
| Total Deposits | RCON2200 | $4.18B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $3.99B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $3.98B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $3.90B |
| Total Equity Capital | RCON3210 | $1.21B |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $1.20B |
| Surplus | RCON3839 | $1.15B |
| Other Assets | RCON2160 | $737.3M |
| Interest-bearing Balances | RCON0071 | $490.3M |
| Other Liabilities, Total | RCON2930 | $290.3M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $246.4M |
| Deposits: Noninterest-bearing | RCON6631 | $190.2M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $125.9M |
| Intangible Assets | RCON2143 | $109.4M |
| Goodwill | RCON3163 | $107.3M |
| Undivided Profits and Capital Reserves | RCON3632 | $94.2M |
| Allowance for Loan and Lease Losses | RCON3123 | $78.7M |
| Investments and Unconsolidated Subsidiaries and Associated Companies | RCON2130 | $55.5M |
| Accumulated Other Comprehensive Income | RCONB530 | -$28.9M |
| Minority Interest in Consolidated Subsidiaries and Similar Items | RCON3000 | -$8.9M |
| Other Real Estate Owned | RCON2150 | $6.6M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $5.9M |
| Loans and Leases Held for Sale | RCON5369 | $565K |
| Common Stock | RCON3230 | $1K |
Schedule RI: Income Statement (50 items)
About Schedule RI · Emigrant Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $174.1M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $154.6M |
| Total Noninterest Expense | RIAD4093 | $128.4M |
| Net Interest Income | RIAD4074 | $109.2M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $87.1M |
| Salaries and Employee Benefits | RIAD4135 | $86.4M |
| Total Interest Expense | RIAD4073 | $64.9M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $57.8M |
| Total Noninterest Income | RIAD4079 | $51.5M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $37.2M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $28.6M |
| Other Noninterest Expense | RIAD4092 | $26.7M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $26.4M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $23.2M |
| Net Income (Loss) | RIAD4340 | $17.2M |
| Other Noninterest Income | RIADB497 | $17.1M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $16.0M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $15.7M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $15.7M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $15.3M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $13.9M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $13.8M |
| Applicable Income Taxes | RIAD4302 | $7.5M |
| Provision for Loan and Lease Losses | RIAD4230 | $6.3M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $5.9M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $5.4M |
| Net Gains (Losses) Recognized in Earnings on Assets That Are Reported at Fair Value Option | RIADF551 | $4.9M |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | -$3.2M |
| Income from Other Insurance and Reinsurance Activities | RIADC387 | $3.1M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $2.7M |
| Interest on Other Securities | RIAD4060 | $2.6M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $1.7M |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | $1.7M |
| Less: Net Income (Loss) Attributable to Noncontrolling (Minority) Interests | RIADG103 | -$1.5M |
| Venture Capital Revenue | RIADB491 | -$595K |
| Net Servicing Fees | RIADB492 | $306K |
| Other Interest Income | RIAD4518 | $282K |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $212K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $209K |
| Income from Lease Financing Receivables | RIAD4065 | $193K |
| Investment Banking, Advisory, and Underwriting Fees and Commissions | RIADC888 | $160K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $16K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $13K |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $11K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $6K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $4K |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $3K |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $2K |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 420 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $496.2M |
| Balances Due from Federal Reserve Banks | RCON0090 | $490.3M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $5.5M |
| Currency and Coin | RCON0080 | $409K |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $52K |
Schedule RC-B: Securities (24 items)
About Schedule RC-B · Emigrant Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $110.0M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $109.5M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $481K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $490K |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $42.5M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $37.5M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $253.4M |
| Pledged Securities | RCON0416 | $165.5M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $99.7M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $98.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $98.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $55.8M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $37.5M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $37.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $29.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $13.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $11.2M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $450K |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $413K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $413K |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $213K |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $213K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $213K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $46K |
Schedule RC-C, Part I: Loans and Leases (38 items)
About Schedule RC-C, Part I · Emigrant Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $3.98B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $2.27B |
| Commercial and Industrial Loans | RCON1766 | $1.90B |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $1.82B |
| Pledged Loans and Leases | RCONG378 | $952.3M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $820.8M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $534.7M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $458.3M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $448.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $368.5M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $356.9M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $340.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $309.3M |
| Commercial and Industrial Loans Measured at Fair Value (Domestic Only) | RCONF585 | $308.4M |
| Unpaid Principal Balance of Commericial and Industrial Loans Measured at Fair Value: | RCONF597 | $270.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $226.1M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $224.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $154.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $151.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $137.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $83.3M |
| Commercial and Industrial Loans to Non-u.s. Addressees | RCON1764 | $82.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $62.3M |
| Other Loans | RCONJ464 | $35.7M |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $22.1M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $19.7M |
| Loans for purchasing or carrying securities, including margin loans | RCON1545 | $16.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $12.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $11.6M |
| All Other Lease Financing Receivables | RCONF163 | $11.2M |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $11.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $5.5M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $4.6M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $3.2M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $3.2M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $2.7M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards | RCONB538 | $2.7M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $136K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $337.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $39.8M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $24.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $6.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $1.7M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $1.3M |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 738 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 171 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 69 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 40 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 39 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 39 |
Schedule RC-E: Deposit Liabilities (32 items)
About Schedule RC-E · Emigrant Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $3.84B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $3.84B |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $3.33B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $3.31B |
| Total Transaction Accounts | RCON2215 | $345.2M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $345.1M |
| Total Demand Deposits (See Note Below) | RCON2210 | $241.8M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $233.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $194.4M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $177.0M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $177.0M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $143.0M |
| Total Brokered Deposits | RCON2365 | $143.0M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $143.0M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $143.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $127.0M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $123.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $80.1M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $77.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $66.2M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $54.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $39.2M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $22.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $12.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $11.5M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $9.3M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $5.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $5.2M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $1.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $1.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $913K |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $69K |
Schedule RC-F: Other Assets (4 items)
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $167.6M |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $145.6M |
| Net Deferred Tax Liabilities | RCON3049 | $71.6M |
| Other Expenses Accrued and Unpaid | RCON3646 | $45.0M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $6.0M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $64K |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · Emigrant Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $5.70B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $4.22B |
| Quarterly Average of Total Loans | RCON3360 | $3.94B |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $1.83B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $1.23B |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $602.4M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $362.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $252.8M |
| Mortgage-backed Securities | RCONB559 | $144.2M |
| All Other Securities | RCONB560 | $100.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $80.7M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $7.4M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $6.4M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $4.7M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $3.0M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $212K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (10 items)
About Schedule RC-L · Emigrant Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $652.7M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $98.4M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $22.7M |
| Credit Card Lines: Unused Consumer Credit Card Lines | RCONJ455 | $4.6M |
| Unused Commitments - Credit Card Lines | RCON3815 | $4.6M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $2.2M |
| Interest Rate Forward Contracts | RCON8697 | $1.7M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $1.7M |
| All Other Off-balance Sheet Liabilities | RCON3430 | $1.0M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $24K |
Schedule RC-M: Memoranda (9 items)
About Schedule RC-M · Emigrant Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $70.8M |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $5.5M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $1.6M |
| Mortgage Servicing Assets | RCON3164 | $1.6M |
| All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices | RCON5512 | $1.1M |
| All other intangible assets | RCONJF76 | $445K |
| Outstanding balance of PPP loans | RCONLG27 | $6K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 5 |
| Number of outstanding PPP Loans | RCONLG26 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (20 items)
About Schedule RC-N · Emigrant Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $189.9M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $111.6M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $102.1M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty -Loans Secured by Other Nonfarm Nonresidential Properties :Nonaccrual | RCONK119 | $98.3M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $37.4M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $26.7M |
| All Other Loans - Nonaccrual | RCON5461 | $15.4M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $13.2M |
| Additions to Nonaccrual Assets | RCONC410 | $10.3M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $8.4M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty : Commercial and Industrial Loans - to US Addressees - Nonaccrual | RCONK122 | $7.3M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty: Commercial and Industrial Loans - Nonaccrual | RCONK259 | $7.3M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $7.2M |
| Itemize Loan Modifications to Borrowers Experiencing Financial Difficulty Other Consumer (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) Loans to Individuals for Household, Family, and Other Personal Expenditures: Nonaccrual | RCONK282 | $5.6M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty : All Other Loans - Nonaccrual | RCONK128 | $5.6M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Past Due 30 Through 89 Days and Still Accruing | RCON3499 | $4.5M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $1.4M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Nonaccrual | RCONF663 | $448K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing | RCONC237 | $6K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $6K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · Emigrant Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $5.70B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $5.00B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $2.60B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $2.34B |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $1.13B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $732.9M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $52.5M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $1.9M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 144,856 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 2,832 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 593 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 5 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases Held for Sale - Level 2 Fair Value Measurements | RCONG486 | $565K |
| Loans and Leases Held for Sale - Total Fair Value Reported on Schedule Rc | RCONG483 | $565K |
| Loans and Leases Held for Investment - Level 3 Fair Value Measurements | RCONG492 | $308.4M |
| Loans and Leases Held for Investment - Total Fair Value Reported on Schedule Rc | RCONG488 | $308.4M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $1.03B |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCONG506 | $886.5M |
| All Other Assets - Level 3 Fair Value Measurements | RCONG804 | $479.5M |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $479.5M |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Assets Measured at Fair Value on a Recurring Basis (Rc-q 6.) - Level 3 Fair Value Measurements | RCONG550 | $479.5M |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Assets Measured at Fair Value on a Recurring Basis (Rc-q 6.) - Total Fair Value Reported on Schedule Rc | RCONG546 | $479.5M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $246.4M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $148.3M |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $147.8M |
| Available-for-sale Securities - Level 3 Fair Value Measurements | RCONG477 | $98.6M |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · Emigrant Bank regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (25 items)
About Schedule RC-R, Part I · Emigrant Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $6.51B |
| Average total consolidated assets | RCOAKW03 | $5.70B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $5.59B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $1.22B |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $1.21B |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $1.15B |
| Common Equity Tier 1 Capital | RCOAP859 | $1.13B |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $1.13B |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $1.13B |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $107.7M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $107.3M |
| Retained Earnings | RCOAKW00 | $94.2M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $81.4M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $81.4M |
| Tier 2 Capital Before Deductions | RCOAP870 | $81.4M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$28.9M |
| Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP847 | -$17.6M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$11.2M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $445K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.203 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1868 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1743 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1743 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.1068 |
Schedule RC-R, Part II: Risk-Weighted Assets (71 items)
About Schedule RC-R, Part II · Emigrant Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $6.51B |
| Total Risk-weighted Assets | RCONG641 | $6.51B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $4.10B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $4.10B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $3.73B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $3.46B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $3.08B |
| Risk-weighted Assets by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS575 | $1.85B |
| Total All Other Assets | RCOND981 | $1.03B |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $734.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $648.3M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $648.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $575.2M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $575.2M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $496.2M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $490.8M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $485.1M |
| All Other Assets - 400 Pct Risk Weight Category | RCONS470 | $462.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS564 | $462.1M |
| Total Balance Sheet Assets - 400 Pct Risk Weight Category | RCONS506 | $462.1M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $367.1M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $367.1M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $326.7M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $293.0M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $287.6M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 50 Pct Risk Weight Category | RCONS461 | $281.1M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $246.4M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $244.9M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $189.9M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $163.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $163.3M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $163.3M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $152.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $108.4M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $108.4M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $99.7M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $99.7M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $77.4M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $33.7M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $31.2M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 100 Pct Risk Weight Category | RCONS454 | $26.7M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $21.7M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$8.2M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$7.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $6.2M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $6.2M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $5.5M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $4.8M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $4.1M |
| Risk-weighted Assets by Risk-weighted Category - 300 Pct Risk Weight Category | RCONS574 | $2.9M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $2.7M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $2.2M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $2.2M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $2.2M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $1.7M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $1.6M |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $1.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $1.6M |
| All Other Off- Balance Sheet Liabilities - 100 Pct Risk Weight Category | RCONG623 | $1.0M |
| All Other Off- Balance Sheet Liabilities - Credit Equivalent Amount | RCONG619 | $1.0M |
| All Other Off- Balance Sheet Liabilities - Face, Notional or Other Amount | RCONG618 | $1.0M |
| Allocation by Risk Weight Category 300%, All Other Assets | RCONH188 | $958K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 300 Pct Risk Weight Category | RCONS563 | $958K |
| Total Balance Sheet Assets - 300 Pct Risk Weight Category | RCONS505 | $958K |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $565K |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $565K |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $481K |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $450K |
| Allocation by Risk Weight Category 100%, Unsettled Transactions (Failed Trades) | RCONH196 | $86K |
| Totals, Unsettled Transactions (Failed Trades) | RCONH191 | $86K |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $6K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $300.8M |
Schedule RC-T: Fiduciary and Related Services (30 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $680.1M |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $435.0M |
| Employee Benefit-defined Benefit - Managed Assets | RCONB876 | $130.7M |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $116.9M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $68.7M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $45.9M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Non-managed Assets | RCONJ256 | $45.9M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $34.5M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $34.5M |
| Corporate Trust and Agency Accounts - Managed Assets | RCONB884 | $11.2M |
| Income from Fiduciary Activities | RIAD4070 | $1.0M |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $460K |
| Employee Benefit-defined Benefit | RIADB906 | $324K |
| Personal Trust and Agency Accounts | RIADB904 | $71K |
| Custody and Safekeeping Accounts | RIADB909 | $59K |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $57K |
| Gross Fees, Commissions and Other Fiduciary Income: Corporate Trust and Agency Accounts | RIADA479 | $27K |
| Other Retirement Accounts | RIADB907 | $9K |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $3K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 145 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 92 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 38 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 35 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 35 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 16 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 2 |
| Corporate Trust and Agency Accounts - Number of Managed Accounts | RCONC001 | 1 |
| Employee Benefit-defined Benefit - Number of Managed Accounts | RCONB878 | 1 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Non-managed Accounts | RCONJ258 | 1 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $1.21B |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $1.21B |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $1.21B |
| Other Transactions with Stockholders (Including Parent Holding Company) | RIAD4415 | -$9.5M |
| Other Comprehensive Income | RIADB511 | -$470K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (8 items)
About Schedule RI-B, Part I · Emigrant Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $13.9M |
| Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs | RIADC897 | $10.4M |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $2.3M |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $1.2M |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $396K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $288K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $102K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $6K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Emigrant Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $85.8M |
| Allowance for Loan and Lease Losses | RIAD3123 | $78.7M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $13.9M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$398K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $3.67B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $2.09B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $993.0M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $356.4M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $224.7M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $78.7M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $50.2M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $22.0M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $7.4M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $4.4M |
| Loans and Leases, Held for Investment, Credit cards, Amortized Cost | RCONJJ08 | $2.7M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $2.3M |
| Loans and Leases, Held for Investment, Unallocated, Allowance Balance | RCONJJ18 | -$293K |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $52K |
Schedule RI-E: Explanations (9 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Second Itemized Transaction of Other Transactions with Stockholders (Including Parent Holding Company) (4415) | RIAD4499 | -$12.1M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $6.1M |
| Third Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4463 | $3.0M |
| First Itemized Transaction of Other Transactions with Stockholders (Including Parent Holding Company) (4415) | RIAD4498 | $2.6M |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $2.5M |
| Consulting and Advisory Expense | RIADF557 | $2.3M |
| Legal Expense | RIAD4141 | $2.1M |
| Second Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4462 | $1.8M |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $1.6M |
Emigrant Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Emigrant Bank call report?
The Emigrant Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Emigrant Bank file?
Emigrant Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Emigrant Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Emigrant Bank has Federal Reserve RSSD ID 137915 and FDIC certificate number 57083. Either one finds its filings on the FFIEC Central Data Repository.
How often does Emigrant Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Emigrant Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 57083) · FFIEC NIC profile (RSSD 137915)