Emigrant Bank: Off-Balance-Sheet Exposure
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Data as of · Call Report Schedules RC-L and RC-R How we update
Emigrant Bank reported all 9 line items on this page on its Q2 2026 filing. Unused loan commitments was $4.6M in Q2 2026, up 129.9% from $2.0M in Q2 2025. That is 0.1% of its total assets. Across the 6 quarters shown it ranged from $1.4M (Q4 2025) to $4.6M (Q2 2026).
What the off-balance-sheet exposure page covers and where each line comes from.
The standout move of Q2 2026 was in Unused loan commitments: 18.6% higher than in Q1 2026, at $4.6M.
Commitments
| Line item | Q2 2026 |
|---|---|
| Unused loan commitments | $4.6M |
| Letters of credit | $2.2M |
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q2 2026 on the FFIEC CDR.
Derivatives
| Line item | Q2 2026 |
|---|---|
| Total derivatives, notional | $1.7M |
| Interest rate swaps, notional | $0 |
| Foreign exchange derivatives, notional | $0 |
| Derivatives notional to total assets | 0.03% |
Notional value is the reference amount a contract is calculated on. It measures activity, not exposure: credit exposure is a small fraction of notional.
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q2 2026 on the FFIEC CDR.
Trading positions
| Line item | Q2 2026 |
|---|---|
| Trading account assets | $0 |
| Trading liabilities | $0 |
| Trading assets to total assets | 0.00% |
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q2 2026 on the FFIEC CDR.
Off-Balance-Sheet Exposure trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Off-Balance-Sheet Exposure by quarter
| Quarter | Unused commitments | Letters of credit | Derivatives notional / assets |
|---|---|---|---|
| Q3 2023 | — | $8.1M | 0.28% |
| Q4 2023 | — | $8.1M | 0.45% |
| Q1 2024 | — | $7.7M | 0.54% |
| Q2 2024 | — | $7.7M | 0.30% |
| Q3 2024 | — | $1.7M | 0.27% |
| Q4 2024 | — | $1.7M | 0.03% |
| Q1 2025 | $1.6M | $1.6M | 0.02% |
| Q2 2025 | $2.0M | $1.8M | 0.03% |
| Q3 2025 | $2.7M | $2.1M | 0.03% |
| Q4 2025 | $1.4M | $2.3M | 0.01% |
| Q1 2026 | $3.9M | $2.2M | 0.03% |
| Q2 2026 | $4.6M | $2.2M | 0.03% |
Emigrant Bank off-balance-sheet exposure, quarter by quarter
Off-Balance-Sheet Exposure since Q2 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-L and RC-R, Q2 2026. How these pages are built. See the full Emigrant Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57083) · FFIEC NIC profile (RSSD 137915)