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Emigrant Bank: Balance Sheet

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Data as of · Call Report Schedule RC How we update

Emigrant Bank reported all 25 line items on this page on its Q2 2026 filing. Total assets was $5.68B in Q2 2026, down 1.7% from $5.78B in Q2 2025. Across the 12 quarters shown it ranged from $5.68B (Q2 2026) to $6.41B (Q3 2023).

What the balance sheet page covers and where each line comes from.

Open the common-size balance sheet: every balance sheet line as a share of total assets, how the mix moved since a year earlier, and peers measured the same way.

Loans held for sale dropped 45.3% in Q2 2026, from $1.0M to $565K. It was the largest change from Q1 2026 among the key lines here. Within Florida, Emigrant Bank is 11th of 81 on total assets, $5.68B as of Q2 2026. Emigrant Bank's total assets of $5.68B is well above the $2.02B median for banks in the $1B-10B asset tier, a gap of 181% (Q2 2026).

Assets

Assets for Emigrant Bank, Q2 2026
Line item Q2 2026
Total assets $5.68B
Cash and balances due from depository institutions $496.2M
Total securities $246.4M
Fed funds sold and reverse repos $0
Net loans and leases $3.90B
Loans held for sale $565K
Trading account assets $0
Premises and fixed assets $125.9M
Other real estate owned $6.6M
Goodwill and other intangibles $109.4M
All other assets $737.3M

Source: Call Report Schedule RC; Total assets: Call Report Schedule RC, item 12 (RCON2170). Open the filed call report for Q2 2026 on the FFIEC CDR.

Liabilities

Liabilities for Emigrant Bank, Q2 2026
Line item Q2 2026
Total liabilities $4.47B
Total deposits $4.18B
Fed funds purchased and repos $0
Trading liabilities $0
Other borrowed money $0
Subordinated notes and debentures $0
All other liabilities $290.3M

Source: Call Report Schedule RC; Total deposits: Call Report Schedule RC, item 13.a (RCON2200). Open the filed call report for Q2 2026 on the FFIEC CDR.

Equity capital

Equity capital for Emigrant Bank, Q2 2026
Line item Q2 2026
Total equity capital $1.21B
Common stock $1K
Common stock surplus $1.15B
Retained earnings $94.2M
Preferred stock and surplus $0
Accumulated other comprehensive income -$28.9M
Total liabilities and equity capital $5.68B

Source: Call Report Schedule RC; Total equity capital: Call Report Schedule RC, item 27.a (RCON3210). Open the filed call report for Q2 2026 on the FFIEC CDR.

Balance Sheet trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total assets and total liabilities
Loans, securities and cash

Balance Sheet by quarter

Values plotted above, Emigrant Bank, oldest first
Quarter Total assetsTotal liabilitiesNet loans and leasesSecuritiesCash and balances due
Q3 2023 $6.41B $5.00B $4.62B $436.4M $562.8M
Q4 2023 $6.24B $4.81B $4.62B $436.5M $395.1M
Q1 2024 $6.24B $4.80B $4.62B $429.6M $392.0M
Q2 2024 $6.25B $4.83B $4.58B $425.2M $343.1M
Q3 2024 $6.26B $4.78B $4.37B $401.9M $578.9M
Q4 2024 $6.20B $5.07B $4.22B $374.0M $705.1M
Q1 2025 $5.95B $4.83B $4.07B $246.5M $689.5M
Q2 2025 $5.78B $4.64B $4.05B $222.6M $505.3M
Q3 2025 $5.80B $4.60B $3.98B $218.8M $658.1M
Q4 2025 $5.77B $4.57B $4.01B $239.2M $534.1M
Q1 2026 $5.85B $4.65B $3.92B $234.3M $708.6M
Q2 2026 $5.68B $4.47B $3.90B $246.4M $496.2M

Emigrant Bank balance sheet, quarter by quarter

Balance Sheet since Q2 2021 · peer percentiles on every line item · watchlist alerts

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Source: Call Report Schedule RC, Q2 2026. How these pages are built. See the full Emigrant Bank profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 57083) · FFIEC NIC profile (RSSD 137915)