Evabank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Evabank of Eva, AL against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.57% | 1.25% | +1.32% | 95th top |
| ROAE | 9.05% | 12.22% | -3.17% | 29th below |
| Net Interest Margin | 6.14% | 3.95% | +2.19% | 99th top |
| Efficiency Ratio | 39.37% | 63.71% | -24.34% | 96th top |
| PPNR / Avg Assets | 3.60% | — | — | 98th top |
| Yield on Earning Assets | 8.21% | 5.67% | +2.54% | 99th top |
| Cost of Funds | 2.86% | 1.87% | +0.99% | 7th bottom |
| Net Interest Spread | 5.25% | — | — | 98th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.61% | 0.88% | +0.73% | 17th bottom |
| NPA / Total Assets | 1.74% | — | — | 9th bottom |
| NCO / Avg Loans | 0.46% | 0.15% | +0.31% | 7th bottom |
| ACL / Total Loans | 2.29% | — | — | 96th top |
| ACL / NPLs (Coverage) | 142.83% | — | — | 38th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.78% | 5.96% | -0.18% | 31st below |
| Provision / NCO | 60.40% | — | — | 33rd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 27.85% | 11.75% | +16.10% | 98th top |
| Equity / Assets | 28.26% | 10.98% | +17.28% | 98th top |
| TCE / Tangible Assets | 28.26% | — | — | 98th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 116.76% | 80.44% | +36.32% | 2nd bottom |
| Core Deposit Ratio | 79.11% | 86.95% | -7.84% | 14th bottom |
| Wholesale Funding Ratio | 1.02% | — | — | 81st top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 5.09% | — | — | 55th above |
| Loan Growth (Y/Y) | 8.27% | — | — | 66th above |
| Deposit Growth (Y/Y) | 4.71% | — | — | 55th above |
See Evabank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Evabank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Evabank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Evabank peer analysis.