Evabank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Accumulated other comprehensive income climbed 19.3% in Q2 2026, from $3.6M to $4.3M. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 27.85% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $134.4M |
| Tier 1 capital | $134.4M |
| Total risk-based capital | — |
| Total equity capital | $138.6M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 28.26% |
| Tangible equity to tangible assets | 28.26% |
| Equity capital to average assets | 28.73% |
| Internal capital growth rate | 6.51% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $2K |
| Common stock surplus | $8.7M |
| Retained earnings | $125.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $4.3M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 28.93% | 29.24% | 29.24% |
| Q4 2023 | 29.09% | 29.35% | 29.35% |
| Q1 2024 | 28.24% | 28.79% | 28.79% |
| Q2 2024 | 28.39% | 28.60% | 28.60% |
| Q3 2024 | 27.97% | 28.30% | 28.30% |
| Q4 2024 | 27.74% | 27.97% | 27.97% |
| Q1 2025 | 27.64% | 27.41% | 27.41% |
| Q2 2025 | 27.59% | 27.85% | 27.85% |
| Q3 2025 | 27.93% | 28.26% | 28.26% |
| Q4 2025 | 27.88% | 28.08% | 28.08% |
| Q1 2026 | 27.59% | 27.70% | 27.70% |
| Q2 2026 | 27.85% | 28.26% | 28.26% |
Evabank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Evabank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Evabank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26799) · FFIEC NIC profile (RSSD 498531)