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Farmers & Merchants Bank Locations & Branches Eatonton, Georgia
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Farmers & Merchants Bank operates 2 branches from its headquarters in Eatonton, GA, .
Farmers & Merchants Bank branch network
Both branches are in GEORGIA. Its largest office by deposits is its main office in Eatonton, GA, with $207.9M (80.4% of its branch deposits). It had the same number of branches on June 30, 2025.
Farmers & Merchants Bank at a glance
Its CET1 capital ratio was 18.51% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $289.6M
- CET1 ratio, Q2 2026
- 18.51%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1922
Full financial profile · Is Farmers & Merchants Bank safe? · Farmers & Merchants Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Eatonton, GA (2 branches) | 1 of 2 | 52.4% | $258.6M |
| State: GA (2 branches) | 95 of 177 | <0.1% | $258.6M |
Ranked by total assets among banks headquartered in the state: Largest banks in Georgia.
Share by county and metro area
Farmers & Merchants Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Putnam, GA (2 branches) | 1 of 2 | 52.4% | $258.6M | $493.4M |
Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Farmers & Merchants Bank (main office) | Eatonton, GA | 31024 | $207.9M |
| Oconee Parkway Branch | Eatonton, GA | 31024 | $50.6M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 9069) · FFIEC NIC profile (RSSD 64730)