The Farmers National Bank of Danville: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Accumulated other comprehensive income: 11.7% higher than in Q1 2026, at -$10.1M. Within Kentucky, The Farmers National Bank of Danville is 48th of 69 on CET1 ratio, 13.52% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 15.07% on CET1 ratio. The Farmers National Bank of Danville sits 1.55 points lower, at 13.52% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 13.52% |
| Tier 1 risk-based capital ratio | 13.52% |
| Total risk-based capital ratio | 14.78% |
| Tier 1 leverage ratio | 10.58% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $105.3M |
| Tier 1 capital | $105.3M |
| Total risk-based capital | $115.1M |
| Total equity capital | $98.0M |
| Risk-weighted assets | $779.0M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.91% |
| Tangible equity to tangible assets | 9.65% |
| Equity capital to average assets | 9.82% |
| Internal capital growth rate | 12.98% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $500K |
| Common stock surplus | $10.5M |
| Retained earnings | $97.2M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$10.1M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 12.27% | 12.27% | 13.52% | 8.99% | $665.5M |
| Q4 2023 | 12.33% | 12.33% | 13.58% | 8.91% | $673.3M |
| Q1 2024 | 12.29% | 12.29% | 13.54% | 8.34% | $686.1M |
| Q2 2024 | 12.34% | 12.34% | 13.60% | 8.77% | $701.8M |
| Q3 2024 | 12.51% | 12.51% | 13.76% | 9.33% | $713.6M |
| Q4 2024 | 12.51% | 12.51% | 13.77% | 9.30% | $726.7M |
| Q1 2025 | 12.91% | 12.91% | 14.19% | 8.61% | $732.0M |
| Q2 2025 | 12.67% | 12.67% | 13.92% | 9.43% | $762.4M |
| Q3 2025 | 12.95% | 12.95% | 14.20% | 9.96% | $772.3M |
| Q4 2025 | 13.11% | 13.11% | 14.36% | 10.15% | $769.3M |
| Q1 2026 | 13.13% | 13.13% | 14.39% | 10.40% | $778.7M |
| Q2 2026 | 13.52% | 13.52% | 14.78% | 10.58% | $779.0M |
The Farmers National Bank of Danville regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The Farmers National Bank of Danville, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Farmers National Bank of Danville profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 2740) · FFIEC NIC profile (RSSD 785147)