The Farmers National Bank of Danville: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Core deposits to total deposits: 3.80 percentage points lower than in Q1 2026, at 91.47%. Within Kentucky, The Farmers National Bank of Danville is 25th of 120 on loan-to-deposit ratio, 94.67% as of Q2 2026, above the middle of the field. The Farmers National Bank of Danville reported 94.67% on loan-to-deposit ratio for Q2 2026, 13.83 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $12.1M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $153.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $13.0M |
| Other borrowed money | $23.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 2.32% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 94.67% |
| Net loans and leases to deposits | 93.21% |
| Loans and leases to core deposits | 97.09% |
| Core deposits to total deposits | 91.47% |
| Brokered deposits to total deposits | 6.04% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 77.30% | 88.24% | $0 | $0 |
| Q4 2023 | 73.51% | 88.20% | $0 | $0 |
| Q1 2024 | 71.80% | 81.89% | $0 | $0 |
| Q2 2024 | 79.44% | 86.71% | $0 | $0 |
| Q3 2024 | 79.53% | 84.53% | $0 | $0 |
| Q4 2024 | 81.81% | 90.74% | $0 | $0 |
| Q1 2025 | 82.73% | 86.51% | $0 | $0 |
| Q2 2025 | 84.03% | 87.93% | $0 | $0 |
| Q3 2025 | 86.52% | 87.62% | $987K | $0 |
| Q4 2025 | 87.47% | 93.72% | $0 | $0 |
| Q1 2026 | 92.38% | 95.27% | $0 | $21.6M |
| Q2 2026 | 94.67% | 91.47% | $13.0M | $23.0M |
The Farmers National Bank of Danville liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The Farmers National Bank of Danville, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Farmers National Bank of Danville profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 2740) · FFIEC NIC profile (RSSD 785147)