The Farmers National Bank of Danville: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 9.16 percentage points lower than in Q1 2026, at 86.63%. The Farmers National Bank of Danville ranks 40th of 119 Kentucky banks on return on assets, in the upper half at 1.58% (Q2 2026). The median for banks in the $100M-1B asset tier is 1.25% on return on assets. The Farmers National Bank of Danville sits 0.33 points higher, at 1.58% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 13.52% |
| Tier 1 risk-based capital ratio | 13.52% |
| Total risk-based capital ratio | 14.78% |
| Tier 1 leverage ratio | 10.58% |
| Equity capital to assets | 9.91% |
| Tangible equity to tangible assets | 9.65% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.78% |
| Non-performing assets ratio | 1.44% |
| Net charge-off ratio | 0.01% |
| Texas ratio | 13.26% |
| Allowance for credit losses to loans | 1.54% |
| Reserve coverage of non-performing loans | 86.63% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.58% |
| Return on equity | 16.46% |
| Net interest margin | 4.48% |
| Efficiency ratio | 63.87% |
| Yield on earning assets | 5.82% |
| Cost of funds | 1.42% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 94.67% |
| Core deposits to total deposits | 91.47% |
| Brokered deposits to total deposits | 6.04% |
| Deposits to assets | 85.67% |
| Securities to assets | 14.27% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 12.27% | 12.27% | 13.52% | 8.99% | 1.38% |
| Q4 2023 | 12.33% | 12.33% | 13.58% | 8.91% | 0.87% |
| Q1 2024 | 12.29% | 12.29% | 13.54% | 8.34% | 1.02% |
| Q2 2024 | 12.34% | 12.34% | 13.60% | 8.77% | 1.29% |
| Q3 2024 | 12.51% | 12.51% | 13.76% | 9.33% | 1.37% |
| Q4 2024 | 12.51% | 12.51% | 13.77% | 9.30% | 0.98% |
| Q1 2025 | 12.91% | 12.91% | 14.19% | 8.61% | 1.64% |
| Q2 2025 | 12.67% | 12.67% | 13.92% | 9.43% | 1.16% |
| Q3 2025 | 12.95% | 12.95% | 14.20% | 9.96% | 1.68% |
| Q4 2025 | 13.11% | 13.11% | 14.36% | 10.15% | 0.60% |
| Q1 2026 | 13.13% | 13.13% | 14.39% | 10.40% | 1.07% |
| Q2 2026 | 13.52% | 13.52% | 14.78% | 10.58% | 1.58% |
The Farmers National Bank of Danville vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Farmers National Bank of Danville, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Farmers National Bank of Danville profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 2740) · FFIEC NIC profile (RSSD 785147)