The Farmers National Bank of Danville: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Farmers National Bank of Danville of Danville, KY against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.58% | 1.34% | +0.24% | 68th above |
| ROAE | 16.46% | 13.31% | +3.15% | 73rd above |
| Net Interest Margin | 4.48% | 3.93% | +0.55% | 78th top |
| Efficiency Ratio | 63.87% | 61.14% | +2.73% | 42nd below |
| PPNR / Avg Assets | 2.12% | 1.68% | +0.44% | 77th top |
| Yield on Earning Assets | 5.82% | 5.67% | +0.15% | 60th above |
| Cost of Funds | 1.42% | 1.88% | -0.46% | 74th above |
| Net Interest Spread | 4.06% | 3.32% | +0.74% | 85th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.78% | 0.94% | +0.84% | 15th bottom |
| NPA / Total Assets | 1.44% | 0.70% | +0.74% | 13th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.16% | -0.15% | 38th below |
| ACL / Total Loans | 1.54% | 1.28% | +0.26% | 81st top |
| ACL / NPLs (Coverage) | 86.63% | 1540.20% | -1453.57% | 23rd bottom |
| Texas Ratio | 13.26% | 7.33% | +5.93% | 15th bottom |
| Provision / NCO | 1810.61% | 1394.88% | +415.73% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.52% | 19.51% | -5.99% | 34th below |
| Tier 1 Ratio | 13.52% | 19.55% | -6.03% | 34th below |
| Total Capital Ratio | 14.78% | 20.63% | -5.85% | 35th below |
| Leverage Ratio | 10.58% | 12.14% | -1.56% | 43rd below |
| Equity / Assets | 9.91% | 11.38% | -1.47% | 43rd below |
| TCE / Tangible Assets | 9.65% | 11.09% | -1.44% | 43rd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 94.67% | 80.62% | +14.05% | 19th bottom |
| Core Deposit Ratio | 91.47% | 86.86% | +4.61% | 64th above |
| Uninsured Deposit Ratio | 17.60% | 21.27% | -3.67% | 67th above |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 3.64% | 5.04% | -1.40% | 49th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -1.07% | 6.86% | -7.93% | 14th bottom |
| Loan Growth (Y/Y) | 5.16% | 7.91% | -2.75% | 49th below |
| Deposit Growth (Y/Y) | -6.66% | 6.30% | -12.96% | 4th bottom |
See The Farmers National Bank of Danville's peers by name
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Unlock The Farmers National Bank of Danville, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Farmers National Bank of Danville profile, how to read a UBPR, or how this data updates.