Farmers State Bank of Hoffman: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 4.32 percentage points higher than in Q1 2026, at 47.77%. Within Minnesota, Farmers State Bank of Hoffman is 109th of 221 on return on assets, 1.34% as of Q2 2026, above the middle of the field. Farmers State Bank of Hoffman reported 1.34% on return on assets for Q2 2026, 0.36 points above the 0.98% median for banks in the < $100M asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 12.63% |
| Equity capital to assets | 10.98% |
| Tangible equity to tangible assets | 10.98% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 7.72% |
| Allowance for credit losses to loans | 1.27% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.34% |
| Return on equity | 13.57% |
| Net interest margin | 3.53% |
| Efficiency ratio | 60.38% |
| Yield on earning assets | 4.52% |
| Cost of funds | 1.13% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 47.77% |
| Core deposits to total deposits | 95.25% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 88.65% |
| Securities to assets | 29.31% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 13.56% | 0.96% | 2.95% | 0.00% | 0.00% |
| Q4 2023 | 13.41% | 0.64% | 2.82% | 0.00% | 0.00% |
| Q1 2024 | 12.88% | 0.40% | 2.95% | 0.00% | 0.00% |
| Q2 2024 | 13.10% | 0.62% | 3.07% | 0.00% | 0.00% |
| Q3 2024 | 13.48% | 0.95% | 3.23% | 0.00% | 0.00% |
| Q4 2024 | 13.66% | 0.88% | 3.23% | 0.00% | 0.00% |
| Q1 2025 | 13.42% | 0.97% | 3.25% | 0.00% | 0.00% |
| Q2 2025 | 13.05% | 1.06% | 3.27% | 0.00% | 0.00% |
| Q3 2025 | 13.11% | 1.05% | 3.35% | 0.00% | 0.00% |
| Q4 2025 | 13.71% | 0.35% | 3.40% | 0.00% | 0.00% |
| Q1 2026 | 13.02% | 0.93% | 3.38% | 0.00% | 0.00% |
| Q2 2026 | 12.63% | 1.34% | 3.53% | 0.00% | 0.00% |
Farmers State Bank of Hoffman vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Farmers State Bank of Hoffman, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Farmers State Bank of Hoffman profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9354) · FFIEC NIC profile (RSSD 981453)