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Farmers Trust and Savings Bank Locations & Branches Spencer, Iowa
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Farmers Trust and Savings Bank operates 1 branch from its headquarters in Spencer, IA, .
Farmers Trust and Savings Bank branch network
Its one office is in Spencer, IOWA. It had the same number of branches on June 30, 2025.
Farmers Trust and Savings Bank at a glance
Its CET1 capital ratio was 11.07% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $618.0M
- CET1 ratio, Q2 2026
- 11.07%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1916
Full financial profile · Is Farmers Trust and Savings Bank safe? · Farmers Trust and Savings Bank Q3 2026 call report, filed October 16, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Spencer, IA (1 branch) | 1 of 5 | 53.5% | $557.3M |
| State: IA (1 branch) | 49 of 261 | 0.4% | $557.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in Iowa.
Share by county and metro area
Farmers Trust and Savings Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Clay, IA (1 branch) | 1 of 7 | 46.0% | $557.3M | $1.21B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Spencer, IA (1 branch) | 1 of 7 | 46.0% | $557.3M | $1.21B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Farmers Trust and Savings Bank (main office) | Spencer, IA | 51301 | $557.3M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 12858) · FFIEC NIC profile (RSSD 543945)